27 E Street
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27 E Street

D

Encinitas, CA 92024

$3,500,000
NEW — 3d

Beds

3

Baths

3.5

Sqft

2,148

Year Built

2013

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603755

This property is in Encinitas (92024). View neighborhood stats →

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About This Property

Rare opportunity to own a stunning contemporary coastal residence west of I-5 in one of Encinitas’ most coveted locations, just steps from the beach and vibrant downtown Encinitas. Situated on highly desirable E Street, this home offers the ultimate Southern California lifestyle with close proximity to world-class surf, sandy beaches, boutique shopping, and top-rated dining. Designed with a sleek, modern aesthetic, the home showcases clean lines, vaulted ceilings, and an open-concept floor plan filled with natural light. The gourmet kitchen is a true centerpiece, featuring upgraded wood cabinetry, quartz countertops, top-of-the-line appliances, and a large center island, all seamlessly opening to the main living areas—perfect for both everyday living and upscale entertaining. The inviting family room features a fireplace, creating a warm yet sophisticated gathering space, while the formal dining room is enhanced by a built-in wine refrigerator—ideal for hosting and entertaining. Wide plank white oak wood flooring runs throughout, complementing the home’s refined design, while the upgraded bathrooms offer a spa-like feel with high-end finishes. Multiple ocean-view decks provide ideal vantage points to take in coastal sunsets and refreshing ocean breezes, enhancing the home’s indoor-outdoor living experience. The private backyard retreat features a built-in jacuzzi, perfect for relaxing or entertaining. Owned solar electric panels add efficiency and long-term value. This is a rare offering in one of Encinitas’ most sought-after coastal locations.

Mortgage Calculator

Est. Monthly Payment

$22,219

Principal & Interest$17,698
Property Tax$3,500
Insurance$1,021
%($700,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,255
Monthly Cashflow

Rent − PITIA

$-15,964
Full Cashflow

Incl. vacancy, PM, maint, capex

$-20,319

Mortgage (P+I)
$17,698
Cap Rate
-0.90%
Cash-on-Cash
-34.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$32,644

NOI (Annual)
$-31,456
Price-to-Rent

Lower = better for investors

46.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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