2600 Torrey Pines Rd

2600 Torrey Pines Rd

D

La Jolla, CA 92037

$799,000

Beds

2

Baths

2

Sqft

1,102

Year Built

1966

Days on Market

18

Property Type

Condo

HOA/mo

$897

MLS ID

260005175SD

Description

Welcome to this upgraded single-story condo in the heart of La Jolla. This 2 bedroom, 2 bathroom home offers 1,102 sq ft of open, functional living space with a seamless layout connecting the living room, dining area, and kitchen. The kitchen features stainless steel appliances, modern countertops, and updated cabinetry. Wood-look porcelain tile runs throughout the main living areas, adding both style and durability. Each bedroom includes its own en-suite bathroom, and the primary suite offers a spacious walk-in closet. Enjoy one of the largest private patios in the community, with sliding door access from both the living room and primary bedroom. Perfect for outdoor dining or relaxing. The well-maintained community features mature landscaping and peaceful walking paths. Ideally located just blocks from La Jolla Shores, with easy access to shopping, dining, and world class beaches.

Mortgage Calculator

Est. Monthly Payment

$5,969

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$897
%($159,800)
%

Investment Score

0D
Est. Monthly Rent
$2,336
Monthly Cashflow

Rent − PITI − HOA

$-3,633
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,836

Mortgage (P+I)
$4,040
Cap Rate
-1.20%
Cash-on-Cash
-27.28%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$5,969

NOI (Annual)
$-9,553
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator