2357 Via Monserate Fallbrook
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2357 Via Monserate Fallbrook

Dbottom 20%

Vista, CA 92084

$1,700,000

Pass at asking: -$10,757/mo full cashflow at 20% down, 7.36% rate.

Works at $292,432 (83% under asking); even all cash loses money at asking.

Rent $2,902/mo from 5 leases of 2-bed houses in 92084 ($2,956–$3,379).

Beds

2

Baths

1

Sqft

1,100

Year Built

2001

Days on Market

237

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602691

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

LOCATION, LOCATION! North County San Diego, between I-5 & I-15, close to the coast! 5.48 Acres, Zoned Multi Family Dwellings Any Combination 2+ per acre! Use every inch of this property, NOT on hillside, currently Agriculture and Horse Ranch, INCLUDES: Cottage House 2 Bd 1 Ba, 20 Stall 5,000 sq ft Barn with Breezeway, Riding Arena, Bull Pen, Paddocks, Pastures, Tractor Garage with Studio Apt. PARK YOUR TOYS: RV's, Trailers, Boats, Motorcycles. plenty of room. Buyer must verify all MLS & property information with County Assessor. Green grass is seasonal.

Mortgage Calculator

Est. Monthly Payment

$11,575

Principal & Interest$9,379
Property Tax$1,700
Insurance$496
%($340,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$2,902

5 leases of 2-bed houses in 92084 · $2,956–$3,379

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$8,673
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,757

What would make this work?

$10,757/mo short at 20% down; +$13,971/mo rent closes it.

Break-even price

83% under asking

$292,432
Break-even rent

$13,971/mo above the estimate

$16,873/mo
Cashflow at 35% down
−$8,999/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,379
Cap Rate
-0.87%
Cash-on-Cash
-37.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.25

NOI (Annual)
-$14,796
Price-to-Rent

Lower = better for investors

48.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$10,757/mo