
2185 Hawley Drive
Ctop 80%Vista, CA 92084
Pass at asking: -$6,351/mo full cashflow at 20% down, 7.36% rate.
Works at $368,109 (69% under asking), or at 97% down.
Rent $3,653/mo from 15 leases of 2–4 bed houses within 2 mi ($3,613–$4,154).
Beds
3
Baths
2
Sqft
1,601
Year Built
1977
Days on Market
77
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2608104
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Nestled in prime Vista among spacious properties and estates, this single-level 3 bed, 2 bath home has been extensively and meticulously remodeled from head to toe. The gated property offers fantastic views and a peaceful rural setting on a large .57-acre lot. Check out the photos to see the ADU potential! Significant upgrades include a new 225-amp electrical panel, Halo recessed canless LED lighting throughout, and a double-papered roof enhanced with 8 new dormer vents for improved ventilation. The attic has been newly re-insulated, and new HVAC ducting provides improved efficiency and comfort. The stunning brand-new kitchen was professionally designed and features custom cabinetry, high-grade fixtures and hardware, and all-new appliances. New premium 12mm waterproof laminate flooring flows throughout the home, while the interior walls have been refinished with a smooth-texture skim coat for a clean, modern look. Both bathrooms have been tastefully remodeled with custom vanities, quartz countertops, upgraded fixtures, solid-brass hardware, and new Kohler toilets. Additional upgrades include 8-foot glass slow-close closet doors in the primary bedroom, new closet doors in the additional bedrooms, custom hallway cabinetry, and solid-core interior doors. The backyard is beautifully landscaped and features a large covered patio plus a separate, spacious covered outdoor kitchen with a built-in barbecue—perfect for entertaining. The .57-acre lot offers room to expand, while the oversized garage and spacious detached shed provide abundant storage and workspace. This is a rare, high-quality remodel with thoughtful attention to detail—not a flip—and is truly move-in ready!
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Est. Monthly Payment
$8,164
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,653
Comp Average
$3,996
1145 Portola Street
3bd / 2ba · 1,734 sqft · Single Family
$799K
Est. $4,064/mo
817 Crescent Drive
3bd / 2ba · 1,632 sqft · Single Family
$820K
Est. $4,014/mo
1154 Monte Vista Dr
3bd / 2ba · 1,634 sqft · Single Family
$860K
Est. $4,141/mo
535 Civic Center Dr
3bd / 2ba · 1,717 sqft · Single Family
$920K
Est. $4,035/mo
320 Apollo Drive
3bd / 2ba · 1,500 sqft · Single Family
$900K
Est. $3,725/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 2–4 bed houses within 2 mi · $3,613–$4,154
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,351/mo short at 20% down; 97% down or +$8,247/mo rent closes it.
- Break-even price
- $368,109
- Break-even rent
- $11,900/mo
- Cashflow at 35% down
- −$5,110/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$8,247/mo above the estimate
$1,163,030 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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