1418 York Dr
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1418 York Dr

Dbottom 20%

Vista, CA 92084

$1,349,000

Pass at asking: -$7,515/mo full cashflow at 20% down, 7.36% rate.

Works at $365,595 (73% under asking); even all cash loses money at asking.

Rent $3,629/mo from 12 leases of houses within 2 mi, size-adjusted ($3,603–$4,173).

Beds

3

Baths

2

Sqft

1,412

Year Built

1949

Days on Market

153

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014280SD

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

Features 2,405 sq ft of finished interior space including a guesthouse, although county records list 1,412 sq ft. Set on a private one-acre retreat with majestic views, the circular driveway leads to a cascading fountain surrounded by lush landscaping. The home centers around a newly remodeled open-concept kitchen featuring stainless steel appliances, a dedicated coffee and wine bar, and seamless flow to the living area with a wood-burning fireplace. Luxury vinyl oak flooring extends throughout and the bathrooms have been thoughtfully updated with a clean, modern design. Solar panels, new insulation, and an all-electric multi-zone heating and cooling system provides outstanding efficiency. A whole-home water filtration system delivers purified water to every tap and shower. Additional highlights include seamless rain gutters, a multi-camera security system, and a laundry room with washer and dryer. The attached guest house is a fully private, 1 bedroom apartment with a spacious bedroom, full bathroom, full kitchen, and living area. The three-car garage provides abundant storage and is complemented by an expansive driveway with spacious parking for guests, an RV or boat. Relax on the hilltop deck with lounge seating and ambient lighting for spectacular sunsets, stargazing and entertaining. Enjoy a nature-filled sanctuary just minutes from beaches, shopping, and restaurants. This semi-rural, country-coastal gem is more than a home, it's a lifestyle — where privacy, natural beauty, and modern comfort come together. Furniture and decor negotiable.

Mortgage Calculator

Est. Monthly Payment

$9,185

Principal & Interest$7,443
Property Tax$1,349
Insurance$393
%($269,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Monte Vista Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

1D
Est. Monthly Rent
$3,629

12 leases of houses within 2 mi, size-adjusted · $3,603–$4,173

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,556
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,515

What would make this work?

$7,515/mo short at 20% down; +$9,759/mo rent closes it.

Break-even price

73% under asking

$365,595
Break-even rent

$9,759/mo above the estimate

$13,388/mo
Cashflow at 35% down
−$6,119/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,443
Cap Rate
0.10%
Cash-on-Cash
-33.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.40

NOI (Annual)
$1,315
Price-to-Rent

Lower = better for investors

31.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$7,515/mo