2240 Hartford St.

2240 Hartford St.

D

San Diego, CA 92110

$2,995,000

Soft Appraisal Value: $2,844,200 · 5.3% above estimate

Beds

3

Baths

2.5

Sqft

2,525

Year Built

1979

Days on Market

37

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004641SD

View on MLS

Description

Panoramic views of the Bay...morning coffee with a water view...nightcap with a Sunset...every day! This home falls into the category of - pictures won't do it justice. The view hits you once you open the front door and enter the home. It spans across the entire backside of the house with a huge bay window and expansive sliding door leading to patio deck that does not disappoint. The top/entry level boasts your living and entertaining spaces of the home along with the kitchen, powder room and fireplace. The bottom/bedroom level of the home has two guest bedrooms, full Hall Bath and a Master Retreat with its own view to the water, from Bed! The lower level has stairs down to the backyard/pool area and Casita. Detached ADU not included in the square footage - estimated 880sqft 1 bedroom, 1 Full bath with its own kitchen and laundry. Resort style living - salt water pool that includes water features controlled by an app on your phone! Behind the pool area you will find a seating area with a firepit.

Mortgage Calculator

Est. Monthly Payment

$19,013

Principal & Interest$15,144
Property Tax$2,995
Insurance$874
%($599,000)
%

Investment Score

0D
Est. Monthly Rent
$6,855
Monthly Cashflow

Rent − PITIA

$-12,158
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,231

Mortgage (P+I)
$15,144
Cap Rate
-0.44%
Cash-on-Cash
-32.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$27,934

NOI (Annual)
$-13,038
Price-to-Rent

Lower = better for investors

36.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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