4930 September
1 / 20

4930 September

C

San Diego, CA 92110

$3,900,000

Soft Appraisal Value: $3,670,600 · 6.2% above estimate

Beds

4

Baths

3.5

Sqft

2,872

Year Built

1970

Days on Market

11

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014732SD

This property is in San Diego (92110). View neighborhood stats →

About This Property

Perched on a quiet cul-de-sac in one of Bay Park's most desirable locations, this exceptional residence captures spectacular panoramic ocean and bay views while offering the perfect blend of comfort, style, and indoor-outdoor living. Rich oak floors, open beam ceilings, and a sunken living room with wet bar create a warm and inviting atmosphere, while expansive accordion doors seamlessly connect the interior to a covered outdoor entertaining space complete with a hot tub, heaters, and integrated sound system. The thoughtfully designed kitchen features vaulted ceilings, a generous food-prep island, and premium Viking stainless steel appliances, making it ideal for both everyday living and entertaining. Outside, the low-maintenance turf yard provides plenty of room for recreation, while the oversized lot offers ample space to add a pool and create your own private resort. The upstairs primary retreat is a true sanctuary, featuring a coffee bar, spacious walk-in closet, luxurious bath, and an expansive view deck with firepit—the perfect place to enjoy sunsets over the bay and ocean. Combining stunning views, exceptional entertaining spaces, and a highly sought-after location, this is Bay Park living at its finest.

Mortgage Calculator

Est. Monthly Payment

$24,758

Principal & Interest$19,721
Property Tax$3,900
Insurance$1,137
%($780,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,884
Monthly Cashflow

Rent − PITIA

$-17,874
Full Cashflow

Incl. vacancy, PM, maint, capex

$-22,707

Mortgage (P+I)
$19,721
Cap Rate
-0.92%
Cash-on-Cash
-34.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$36,373

NOI (Annual)
$-35,836
Price-to-Rent

Lower = better for investors

47.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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