223 Cottingham Ct Oceanside

223 Cottingham Ct Oceanside

D

, CA 92054

$1,149,000

Beds

4

Baths

2.5

Sqft

1,943

Year Built

1980

Days on Market

88

Property Type

Single Family

HOA/mo

$165

MLS ID

PTP2509011

Description

Enjoy stunning mountain and valley views from the light-filled kitchen featuring new countertops and new cabinets. The home is flooded with natural light and opens to a large backyard, perfect for relaxing or entertaining. Inside, you'll find newly remodeled bathrooms and thoughtful updates throughout. Ideally located just minutes from the beach, shopping, dining, and with easy access to I-5 and SR-76, this home offers the best of Southern California living. Don’t miss this opportunity to own your slice of paradise in Oceanside!

Mortgage Calculator

Est. Monthly Payment

$7,459

Principal & Interest$5,810
Property Tax$1,149
Insurance$335
HOA$165
%($229,800)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$4,396
Monthly Cashflow

Rent − PITI − HOA

$-3,063
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,032

Mortgage (P+I)
$5,810
Cap Rate
0.81%
Cash-on-Cash
-15.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$7,459

NOI (Annual)
$9,341
Price-to-Rent

Lower = better for investors

21.8

* Defaults: 20% down, 6.5% rate, 30yr.

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