540 Barnwell Street
DOceanside, CA 92054
Soft Appraisal Value: $909,600 · 1.0% above estimate
Beds
3
Baths
2
Sqft
1,430
Year Built
1957
Days on Market
4
Property Type
Single Family
HOA/mo
N/A
MLS ID
ND26058823
Description
Welcome to the Oceanside lifestyle at this classic bungalow in the desirable Loma Alta neighborhood. Located only two miles from beautiful Oceanside beaches, restaurants and pier. Less than a mile to Goat Hill Park golf course and walking distance to Buddy Todd park. This charming home is situated on a large 10,800sf lot, with off street parking for 8 vehicles, new white interior paint, newly refinished original real hardwood floors, newly refinished Saltillo tiles in kitchen, new roof in 2025, 2 year old water heater, new recessed LED lighting throughout, newly updated in home laundry room, new bathroom vanity, updated stone shower surround and a two year old oven/range. A key feature is the third bedroom and second bathroom being a detached casita with a separate full bathroom. The entire lot is complemented by mature landscaping with large trees creating a peaceful and private atmosphere. The newer Trex Deck on rear of home has great views of the backyard and hills. There is also a detached finished shed that could serve as a home office. With freeway access moments away, you're perfectly positioned for the ultimate coastal experience.
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Est. Monthly Payment
$5,834
Comparable Properties
5 comps foundThis Property
$5,077
Comp Average
$3,619
506 Canyon Drive
3bd / 2ba · 1,164 sqft · Condo
$619K
Est. $3,676/mo
845 Harbor Cliff Way
2bd / 2.5ba · 1,146 sqft · Condo
$825K
Est. $4,179/mo
2156 Coast Highway
2bd / 2ba · 1,590 sqft · Condo
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Est. $4,130/mo
2835 Valley Vista Way
2bd / 2.5ba · 1,356 sqft · Condo
$710K
Est. $3,056/mo
2807 Valley Vista Way
2bd / 2.5ba · 1,356 sqft · Condo
$770K
Est. $3,056/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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