2220 Camino De La Reina

2220 Camino De La Reina #302

D

San Diego, CA 92108

$490,000
NEW — 2d on market

Soft Appraisal Value: $491,200 · 0.2% below estimate

Beds

1

Baths

1

Sqft

712

Year Built

1992

Days on Market

2

Property Type

Condo

HOA/mo

$566

MLS ID

260007257SD

View on MLS

Description

Beautifully updated condo featuring a brand-new AC unit and an open-concept floor plan designed for comfortable living and entertaining. The kitchen showcases new quartz countertops, stainless steel appliances, and a modern sink, complemented by durable tile flooring throughout. This unit is being offered fully furnished—furniture included—making it truly move-in ready. Enjoy a private balcony with pleasant views, perfect for relaxing. Located in the desirable gated River Colony community, residents enjoy secured underground parking, elevator access, and resort-style amenities including a pool, spa, fitness center, and recreation room with Wi-Fi. Conveniently situated near trolley and bus stops, shopping, dining, and outdoor recreation, with direct access to hiking and walking trails along the San Diego River just behind the building. Close proximity to USD, Snapdragon Stadium, and SDSU adds to the prime location appeal. Includes in-unit washer and dryer. FHA and VA approved complex.

Mortgage Calculator

Est. Monthly Payment

$3,677

Principal & Interest$2,478
Property Tax$490
Insurance$143
HOA$566
%($98,000)
%

Investment Score

3D
Est. Monthly Rent
$2,618
Monthly Cashflow

Rent − PITI − HOA

$-1,059
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,069

Mortgage (P+I)
$2,478
Cap Rate
1.00%
Cash-on-Cash
-25.34%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,305

NOI (Annual)
$4,902
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator