2205 Andalusia Ln 6

2205 Andalusia Ln 6

Btop 30%

Chula Vista, CA 91915

$765,000
NEW — 1d

Pass at asking: -$2,790/mo full cashflow at 20% down, 7.43% rate.

Works at $401,803 (47% under asking), or at 73% down.

Rent $4,466/mo from 4 leases of 4-bed condos & townhomes in 91915 ($4,184–$4,541).

Beds

4

Baths

3

Sqft

1,993

Year Built

2008

Days on Market

1

Property Type

Townhouse

HOA/mo

$353

MLS ID

260026718SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

This spacious, bright 4-bedroom, 3-full-bath townhome offers flexible living with two entrances and dual staircases. An open kitchen and family room combination overlooks the balcony, creating an inviting flow for everyday living and entertaining. Three bedrooms and two full bathrooms are located upstairs, while the first level includes one bedroom and a full bathroom. The home features in-unit laundry and two attached single-car garages. Conveniently located within walking distance of a fantastic community clubhouse, fitness center, two pools, and Windingwalk Park. Ample shopping nearby.

Mortgage Calculator

Est. Monthly Payment

$5,591

Principal & Interest$4,250
Property Tax$765
Insurance$223
HOA$353
%($153,000)
%
Loan Term

Investment Score

50B
Est. Monthly Rent
$4,466

4 leases of 4-bed condos & townhomes in 91915 · $4,184–$4,541

Blended 50/50 with the zip's market median ($4,555)

Monthly Cashflow

Rent − PITIA

-$1,125
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,790

What would make this work?

$2,790/mo short at 20% down; 73% down or +$3,623/mo rent closes it.

Break-even price

47% under asking

$401,803
Break-even rent

$3,623/mo above the estimate

$8,089/mo
Cashflow at 35% down
−$1,993/mo
Down payment to break even

$558,450 cash

73%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,250
Cap Rate
2.64%
Cash-on-Cash
-21.88%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$20,203
Price-to-Rent

Lower = better for investors

14.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,790/mo