2161 Rocky Point
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2161 Rocky Point

C

San Marcos, CA 92078

$1,988,888
NEW — 2d

Beds

5

Baths

4

Sqft

4,088

Year Built

2002

Days on Market

2

Property Type

Single Family

HOA/mo

$140

MLS ID

260008652SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Golden afternoons settle over Rancho Dorado, where open skies and sweeping valley views create a sense of space both private and connected. Set within this elevated San Marcos enclave, the residence offers a refined expression of indoor outdoor living, shaped by light and landscape. Mediterranean-inspired architecture introduces a warm presence, where layered landscaping and a gently cascading entry fountain create a sense of arrival defined by sound and calm. Inside, soaring ceilings and natural stone floors reflect the light, complemented by rich wood tones and iron detailing. Spanning approximately 4,088 square feet with five bedrooms and four baths, the home represents one of the largest floorplans in the community, offering both scale and versatility for multigenerational living or elevated entertaining. The backyard unfolds as a private retreat, with a covered pavilion, built-in grilling station, and manicured lawn set against unobstructed hillside views. Golden sunsets settle beyond the horizon, creating a natural backdrop for evening gatherings and quiet moments alike. Living spaces and the kitchen connect seamlessly, allowing natural light and fresh air to move throughout. The primary suite offers a quiet escape with elevated outlooks and a spa-inspired bath, while flexible secondary spaces adapt to work, guests, or everyday living. Moments from Lake San Marcos, golf, dining, and scenic trails, this home captures a North County lifestyle defined by views, sunshine, and effortless California living, where space and setting come together in quiet distinction.

Mortgage Calculator

Est. Monthly Payment

$12,766

Principal & Interest$10,057
Property Tax$1,989
Insurance$580
HOA$140
%($397,778)
%

Location

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Investment Score

40C
Est. Monthly Rent
$12,743
Monthly Cashflow

Rent − PITIA

$-23
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,611

Mortgage (P+I)
$10,057
Cap Rate
3.29%
Cash-on-Cash
-13.91%
DSCR

Need ≥ 1.25 for DSCR loan

1.00
Break-even Rent
$18,731

NOI (Annual)
$65,350
Price-to-Rent

Lower = better for investors

13.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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