2070 Rue De La Montagne

2070 Rue De La Montagne

D

Oceanside, CA 92054

$1,100,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

1,164

Year Built

1987

Days on Market

3

Property Type

Single Family

HOA/mo

$332

MLS ID

260005619SD

View on MLS

Description

Beautiful 2-bedroom, 2-bath home with a 2-car garage located in the desirable Saint Malo Heights community on Fire Mountain. Enjoy stunning sunset ocean views and scenic overlooks of Goat Hill Park Golf Course, creating a peaceful backdrop for everyday living. The home features an inviting entertainment patio complete with a dual bar, built-in BBQ and a Fantastic sitting area, set in a tranquil outdoor space that’s perfect for hosting family and friends or simply relaxing in the coastal oasis. Inside, you’ll find a family cooks kitchen, large bedrooms, a ton of closet space, along with numerous upgrades including new HVAC, a whole-house water filtration system, newer roof, recessed lighting, and a cozy fireplace. Natural stone flooring and quality finishes throughout add warmth and character to the home’s thoughtfully designed interior. Residents of Saint Malo Heights enjoy a gated entry, along with access to a beautiful green park and play area located directly across the street, offering a safe and welcoming place for kids and neighbors to gather. This home combines comfort, views, and lifestyle in one of North County’s most charming communities.

Mortgage Calculator

Est. Monthly Payment

$7,315

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$332
%($220,000)
%

Investment Score

0D
Est. Monthly Rent
$3,344
Monthly Cashflow

Rent − PITI − HOA

$-3,971
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,657

Mortgage (P+I)
$5,562
Cap Rate
-0.10%
Cash-on-Cash
-21.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$7,315

NOI (Annual)
$-1,137
Price-to-Rent

Lower = better for investors

27.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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