1021 Costa Pacifica Way Oceanside

1021 Costa Pacifica Way Oceanside

D

, CA 92054

$725,000

Beds

2

Baths

2

Sqft

1,057

Year Built

2009

Days on Market

20

Property Type

Condo

HOA/mo

$775

MLS ID

260003373SD

Description

Newly Listed! Stunning Harbor-Close Coastal Condo – Priced Under Market! Immaculate Turnkey Living Coastal Lifestyle Meets Smart Value — Discover one of Oceanside’s most desirable harbor-close residences and newest community built harbor-adjacent. A beautiful home with seamless indoor-outdoor flow and abundant natural light, this open-concept condo delivers effortless, modern living just moments from the water. Inside the Home: • 2 bright, spacious bedrooms + 2 full baths — ideal for primary residence, investment, or second home. • Thoughtfully designed open floor plan perfect for entertaining. • Premium natural light and coastal breeze throughout. • Primary suite with private en-suite bath; flexible extra bedroom for guests, office, or creative space. Resort-Style SeaCliff Amenities: • Refreshing community pool & spa — perfect for summer living. • BBQ areas and fire pit — great for gatherings. • Modern fitness center + social clubhouse. • Resort-like pavilion and outdoor lounge spaces. Premier Harbor+Beach Location: • Walkable to Oceanside Harbor, sandy beaches, surf, and scenic coastal trails. • Minutes to dining, shopping, entertainment, & oceanfront lifestyle. • Positioned between San Diego & Orange County — ideal SoCal access. Why This Is a MUST-SEE: Turnkey condition/ lock and leave Rare opportunity at this price point in SeaCliff Live where others vacation — beach, harbor, pier and trails at your doorstep.

Mortgage Calculator

Est. Monthly Payment

$5,377

Principal & Interest$3,666
Property Tax$725
Insurance$211
HOA$775
%($145,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,240
Monthly Cashflow

Rent − PITI − HOA

$-3,137
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,256

Mortgage (P+I)
$3,666
Cap Rate
-0.98%
Cash-on-Cash
-25.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$5,377

NOI (Annual)
$-7,084
Price-to-Rent

Lower = better for investors

27.0

* Defaults: 20% down, 6.5% rate, 30yr.

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