2044 Avenida Andanza
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2044 Avenida Andanza

Btop 30%

Chula Vista, CA 91913

$849,999
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,140/mo full cashflow at 20% down, 7.43% rate.

Works at $441,116 (48% under asking), or at 74% down.

Rent $4,590/mo from 8 leases of 3–5 bed houses within 0.5 mi, same school area ($4,483–$4,550).

Beds

4

Baths

2.5

Sqft

1,833

Year Built

2019

Days on Market

78

Property Type

Single Family

HOA/mo

$146

MLS ID

PTP2606459

This property is in Chula Vista (91913). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 2044 Avenida Andanza, a 2019-built, two-story single-family home in The Village of Escaya at Otay Ranch. Offering 4 bedrooms, 2.5 bathrooms, approximately 1,833 sq. ft. of living space, a private backyard, and an oversized attached garage. The open-concept floor plan connects the kitchen, dining, and living areas, with a main-level bedroom ideal for guests, an office, or additional living space. Features and upgrades include laminate flooring, shutters and blinds, central A/C and HVAC heating, epoxy garage flooring, and a living room prewired for surround sound. The refrigerator, microwave, dishwasher, stove/oven, washer, and electric dryer convey with the sale. The Village of Escaya offers resort-style amenities, including The Orchard Club with a main swimming pool, children's pool, cabanas, clubhouse, and fire pit. The HARVEST Wellness Center features fitness equipment and workout spaces. Additional amenities include basketball courts, soccer fields, recreational parks, and walking and biking trails connecting to the Otay Ranch trail system. The community also features Escaya Park, Escaya Dog Park, and landscaped open spaces. Monthly HOA dues are $146; Mello-Roos applies. Conveniently located near Fahari L. Jeffers Elementary (approximately 0.1 mile), Rancho Del Rey Middle School (2.2 miles), and Otay Ranch High School (1.5 miles), with private school options including Calvary Christian Academy and Mater Dei Catholic High School. The Shops at Escaya are approximately 0.2–0.3 mile away, about a 5–7-minute walk, featuring Yaqui Coffee, Taco Lounge, and neighborhood services. Otay Ranch Town Center is approximately 3 miles away (7–10 minutes by car), offering AMC Theatres, Best Buy, Apple, Barnes & Noble, and restaurants. Walmart Supercenter and Home Depot are also located along Eastlake Parkway, with nearby Bank of America and Wells Fargo branches. Outdoor attractions include nearby Sesame Place San Diego and North Island Credit Union Amphitheatre, along with Otay Valley Regional Park, approximately 6 miles away (around 12 minutes by car), offering hiking and biking opportunities. Imperial Beach and Silver Strand State Beach provide additional coastal recreation. Convenient access to Olympic Parkway, SR-125, and I-805 connects residents throughout Chula Vista and San Diego, with Downtown San Diego approximately 12–15 miles away (20–30 minutes during lighter traffic). Cash, conventional, FHA, and VA financing welcome. Qualified buyers may be eligible for FHA financing with as little as 3.5% down or VA financing with potentially zero down, subject to lender approval and loan requirements.

Mortgage Calculator

Est. Monthly Payment

$5,966

Principal & Interest$4,722
Property Tax$850
Insurance$248
HOA$146
%($170,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Fahari L. Jeffers Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Otay Ranch Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

46B
Est. Monthly Rent
$4,590

8 leases of 3–5 bed houses within 0.5 mi, same school area · $4,483–$4,550

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,376
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,140

What would make this work?

$3,140/mo short at 20% down; 74% down or +$4,078/mo rent closes it.

Break-even price

48% under asking

$441,116
Break-even rent

$4,078/mo above the estimate

$8,668/mo
Cashflow at 35% down
−$2,255/mo
Down payment to break even

$628,999 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,722
Cap Rate
2.56%
Cash-on-Cash
-22.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$21,738
Price-to-Rent

Lower = better for investors

15.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,140/mo