
2044 Avenida Andanza
Btop 30%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,140/mo full cashflow at 20% down, 7.43% rate.
Works at $441,116 (48% under asking), or at 74% down.
Rent $4,590/mo from 8 leases of 3–5 bed houses within 0.5 mi, same school area ($4,483–$4,550).
Beds
4
Baths
2.5
Sqft
1,833
Year Built
2019
Days on Market
78
Property Type
Single Family
HOA/mo
$146
MLS ID
PTP2606459
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Welcome to 2044 Avenida Andanza, a 2019-built, two-story single-family home in The Village of Escaya at Otay Ranch. Offering 4 bedrooms, 2.5 bathrooms, approximately 1,833 sq. ft. of living space, a private backyard, and an oversized attached garage. The open-concept floor plan connects the kitchen, dining, and living areas, with a main-level bedroom ideal for guests, an office, or additional living space. Features and upgrades include laminate flooring, shutters and blinds, central A/C and HVAC heating, epoxy garage flooring, and a living room prewired for surround sound. The refrigerator, microwave, dishwasher, stove/oven, washer, and electric dryer convey with the sale. The Village of Escaya offers resort-style amenities, including The Orchard Club with a main swimming pool, children's pool, cabanas, clubhouse, and fire pit. The HARVEST Wellness Center features fitness equipment and workout spaces. Additional amenities include basketball courts, soccer fields, recreational parks, and walking and biking trails connecting to the Otay Ranch trail system. The community also features Escaya Park, Escaya Dog Park, and landscaped open spaces. Monthly HOA dues are $146; Mello-Roos applies. Conveniently located near Fahari L. Jeffers Elementary (approximately 0.1 mile), Rancho Del Rey Middle School (2.2 miles), and Otay Ranch High School (1.5 miles), with private school options including Calvary Christian Academy and Mater Dei Catholic High School. The Shops at Escaya are approximately 0.2–0.3 mile away, about a 5–7-minute walk, featuring Yaqui Coffee, Taco Lounge, and neighborhood services. Otay Ranch Town Center is approximately 3 miles away (7–10 minutes by car), offering AMC Theatres, Best Buy, Apple, Barnes & Noble, and restaurants. Walmart Supercenter and Home Depot are also located along Eastlake Parkway, with nearby Bank of America and Wells Fargo branches. Outdoor attractions include nearby Sesame Place San Diego and North Island Credit Union Amphitheatre, along with Otay Valley Regional Park, approximately 6 miles away (around 12 minutes by car), offering hiking and biking opportunities. Imperial Beach and Silver Strand State Beach provide additional coastal recreation. Convenient access to Olympic Parkway, SR-125, and I-805 connects residents throughout Chula Vista and San Diego, with Downtown San Diego approximately 12–15 miles away (20–30 minutes during lighter traffic). Cash, conventional, FHA, and VA financing welcome. Qualified buyers may be eligible for FHA financing with as little as 3.5% down or VA financing with potentially zero down, subject to lender approval and loan requirements.
Mortgage Calculator
Est. Monthly Payment
$5,966
Location
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Zoned Schools
Elementary
Fahari L. Jeffers Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,590
Comp Average
$4,549
1656 Calle De La Flor
4bd / 2.5ba · 1,694 sqft · Single Family
$810K
Est. $4,305/mo
991 Camino Aldea
4bd / 3ba · 1,950 sqft · Single Family
$905K
Est. $4,840/mo
1858 Wedgewood Pl
3bd / 3.5ba · 1,822 sqft · Single Family
$808K
Est. $4,288/mo
875 Ridgewater
4bd / 2ba · 1,766 sqft · Single Family
$879K
Est. $4,408/mo
1108 Camino Prado
4bd / 3ba · 2,021 sqft · Single Family
$1000K
Est. $4,903/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 0.5 mi, same school area · $4,483–$4,550
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,140/mo short at 20% down; 74% down or +$4,078/mo rent closes it.
- Break-even price
- $441,116
- Break-even rent
- $8,668/mo
- Cashflow at 35% down
- −$2,255/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
48% under asking
$4,078/mo above the estimate
$628,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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