1108 Camino Prado
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$4,051/mo full cashflow at 20% down, 7.43% rate.
Works at $472,517 (53% under asking), or at 79% down.
Rent $4,903/mo from 8 leases of 3–5 bed houses within 0.5 mi, same school area ($4,708–$4,778).
Beds
4
Baths
3
Sqft
2,021
Year Built
2019
Days on Market
55
Property Type
Single Family
HOA/mo
$146
MLS ID
PTP2607004
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Welcome to 1108 Camino Prado — where location, lifestyle, and low-maintenance living come together in one of Chula Vista's most sought-after communities. This beautifully appointed 4-bedroom, 3-bathroom home offers the perfect blend of comfort and convenience, ideally positioned directly across the street from the park and elementary school — making morning drop-offs and weekend afternoons effortless. The community pool, shops, and restaurants are all just a short stroll away, putting everything you need right at your doorstep. Step inside and you'll immediately appreciate the thoughtful layout, featuring a main-level bedroom and full bathroom, ideal for guests, multigenerational living, or a private home office. The open-concept living spaces flow seamlessly, offering flexibility for both everyday life and entertaining. Outside, the home truly shines. Both the front and backyard are finished with low-maintenance turf, keeping your weekends free while maintaining year-round curb appeal. The covered patio and outdoor BBQ set the scene for Southern California living at its finest — whether you're hosting family gatherings or unwinding after a long day. With 4 spacious bedrooms and 3 full bathrooms, there's room for everyone to spread out and make this house their home.
Mortgage Calculator
Est. Monthly Payment
$6,993
Location
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Zoned Schools
Elementary
Fahari L. Jeffers Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,903
Comp Average
$4,702

2044 Avenida Andanza
4bd / 2.5ba · 1,833 sqft · Single Family
$850K
Est. $4,590/mo
991 Camino Aldea
4bd / 3ba · 1,950 sqft · Single Family
$905K
Est. $4,840/mo
1757 Clover Tree Court
4bd / 2ba · 2,177 sqft · Single Family
$975K
Est. $4,677/mo
1524 Donze Avenue
4bd / 3ba · 2,254 sqft · Single Family
$975K
Est. $4,649/mo
1713 Fawntail Court
4bd / 2.5ba · 2,138 sqft · Single Family
$1000K
Est. $4,754/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 0.5 mi, same school area · $4,708–$4,778
Blended 50/50 with the zip's market median ($5,065)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,051/mo short at 20% down; 79% down or +$5,262/mo rent closes it.
- Break-even price
- $472,517
- Break-even rent
- $10,165/mo
- Cashflow at 35% down
- −$3,010/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$5,262/mo above the estimate
$789,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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