2029 Ginny Lane
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2029 Ginny Lane

C

Escondido, CA 92025

$790,000
NEW — 0d

Beds

3

Baths

2

Sqft

1,796

Year Built

1963

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604398

This property is in Escondido (92025). View neighborhood stats →

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About This Property

Unique hilltop retreat rich in character, privacy, and history. Once a historic stagecoach stop, this thoughtfully updated mid-century home has timeless charm with modern livability. This home features three bedrooms and two bathrooms with a functional, well-designed layout. The 2 secondary bedrooms and full bath are situated on one side of the home, while the private primary suite is tucked away on the opposite wing. The interior opens to a spacious living area with a seperate seating area anchored by a classic mid-century gas fireplace that adds warmth and character with seamless access to the outdoor patio, creating an ideal indoor-outdoor flow. The dining room is complemented by a breakfast nook and also opens up to the refreshed kitchen with white cabinetry and updated fixtures. Plus the interior laundry room adds everyday convenience. This expansive 13,500 sqft lot is situated above all the other homes in the neighborhood with views from every direction. The backyard features over 4,000 square feet of usable space, including a covered patio for entertaining, an arbor with mature grapevines, and a variety of established fruit trees. The elevated cul-de-sac location provides enhanced privacy and surrounding hillside views including a private driveway with ample parking and a two-car garage which is rare on a culdesac. The lot also offers potential for future expansion or the addition of an ADU. A rare opportunity to own a property with history, space, and a truly special setting—this is hilltop living at its finest.

Mortgage Calculator

Est. Monthly Payment

$5,015

Principal & Interest$3,995
Property Tax$790
Insurance$230
%($158,000)
%

Location

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Investment Score

38C
Est. Monthly Rent
$3,555
Monthly Cashflow

Rent − PITIA

$-1,460
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,936

Mortgage (P+I)
$3,995
Cap Rate
1.61%
Cash-on-Cash
-22.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$7,368

NOI (Annual)
$12,708
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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