440 Citracado Pkwy

440 Citracado Pkwy

D

Escondido, CA 92025

$500,000

Beds

2

Baths

2

Sqft

1,004

Year Built

1986

Days on Market

10

Property Type

Condo

HOA/mo

$488

MLS ID

260006476SD

View on MLS

Description

Welcome to this beautifully updated upper-level condo in the serene Bernardo Hills community—an ideal place to call home or a smart investment opportunity. Featuring 2 spacious bedrooms, 2 full bathrooms, and 1,004 sq ft of thoughtfully designed living space, this home blends comfort, function, and style. The bright, modern kitchen is a true highlight, showcasing rich dark wood cabinetry, sleek white quartz countertops, and a charming picture window framed by open glass shelving—perfect for displaying plants, books, or décor. Skylights and expansive windows fill the home with natural light while offering panoramic views that enhance its airy, elevated feel. The open-concept layout creates seamless indoor-outdoor living, extending to two private balconies—perfect for morning coffee or evening relaxation. The spacious primary suite features a full bath and beautifully designed custom closets for added organization and a touch of luxury. A second bedroom and a dedicated workspace nook provide flexible options for guests, remote work, or study. Located in a peaceful, well-maintained community with access to a sparkling pool, and close to shops, dining, parks, and major freeways, this turnkey home is one you don’t want to miss.

Mortgage Calculator

Est. Monthly Payment

$3,662

Principal & Interest$2,528
Property Tax$500
Insurance$146
HOA$488
%($100,000)
%

Investment Score

4D
Est. Monthly Rent
$2,705
Monthly Cashflow

Rent − PITI − HOA

$-957
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,996

Mortgage (P+I)
$2,528
Cap Rate
1.28%
Cash-on-Cash
-23.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$5,297

NOI (Annual)
$6,386
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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