450 Vermont

Escondido, CA 92025

$494,900

Beds

Baths

Sqft

1,204

Year Built

1981

Days on Market

Property Type

Condo

HOA/mo

$662

MLS ID

260004195SD

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Description

Almost never available, this ground level spacious home has been completely remodeled! Yep, even a brand new HVAC system. Near the entry gate, this home feels like a private oasis! Don't miss seeing this wonderful home!

Mortgage Calculator

Est. Monthly Payment

$3,804

Principal & Interest$2,502

Property Tax$495

Insurance$144

HOA$662

Down Payment

%($98,980)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$2,677

Comp Average

$2,225

101 Spruce Street

2bd / 2ba · 857 sqft · Condo

$350K

Est. $2,521/mo

1060 E Washington Ave

2bd / 2ba · 936 sqft · Condo

$300K

Est. $2,400/mo

806 4th Ave

1bd / 1ba · 910 sqft · Condo

$415K

Est. $2,263/mo

1040 Washington Avenue

1bd / 1ba · 865 sqft · Condo

$299K

Est. $1,939/mo

2425 Cranston Dr.

2bd / 2ba · 832 sqft · Condo

$399K

Est. $2,004/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$2,677

Monthly Cashflow

Rent − PITI − HOA

$-1,126

Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,155

Mortgage (P+I)

$2,502

Cap Rate

0.84%

Cash-on-Cash

-26.12%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70

Break-even Rent

$5,475

NOI (Annual)

$4,176

Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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