2009 Bacon Street
Ctop 80%San Diego, CA 92107
One license per person in San Diego: whether you can hold it depends on you, not only the home.
411 licensed short-term rentals within ½ mile (353 whole home), from the cities' license and permit lists of Oct 31, 2026.
Pass at asking: -$3,948/mo full cashflow at 20% down, 7.49% rate.
Works at $327,992 (61% under asking), or at 88% down.
Rent $3,286/mo from 13 leases of studio–2 bed houses within 2 mi ($2,787–$3,657).
Beds
1
Baths
1
Sqft
470
Year Built
1947
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
260025632SD
This property is in San Diego (92107). View neighborhood stats →
About This Property
Charming vintage cottage nestled just one & half blocks from the beach. One bedroom retreat offers timeless character with modern amenities: newer vinyl plank floors, newer kitchen cabinets & countertop, dual pane windows, & tankless water heater. Private backyard patio is excellent for entertaining or relaxing. Ideally situated just moments from vibrant restaurants, boutique shops, & local attractions. Whether you're seeking a charming beachside residence, a coastal getaway, or potential short term rental investment, this unique property presents an exceptional opportunity to own a piece of Ocean Beach.
Mortgage Calculator
Est. Monthly Payment
$5,778
Location
Loading map...
Zoned Schools
Elementary
Ocean Beach Elementary · grades PK-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
2 comps foundThis Property
$3,286
Comp Average
$3,730
4543 Voltaire St
2bd / 1ba · 906 sqft · Single Family
$1.25M
Est. $3,904/mo
4667 Lotus Street
2bd / 1ba · 696 sqft · Single Family
$1.30M
Est. $3,556/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of studio–2 bed houses within 2 mi · $2,787–$3,657
Blended 50/50 with the zip's market median ($2,946)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,948/mo short at 20% down; 88% down or +$5,127/mo rent closes it.
- Break-even price
- $327,992
- Break-even rent
- $8,413/mo
- Cashflow at 35% down
- −$3,068/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$5,127/mo above the estimate
$739,112 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator