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1241 Santa Cora Avenue #330
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1241 Santa Cora Avenue #330

Atop 10%

Chula Vista, CA 91913

$579,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,240/mo full cashflow at 20% down, 7.43% rate.

Works at $287,299 (50% under asking), or at 76% down.

Rent $3,514/mo from 10 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area ($3,374–$3,606).

Beds

3

Baths

2.5

Sqft

1,385

Year Built

2005

Days on Market

56

Property Type

Condo

HOA/mo

$499

MLS ID

PTP2606636

This property is in Chula Vista (91913). Browse neighborhood analytics →

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About This Property

This 3-bedroom, 2.5-bath townhome, built in 2005, offers the perfect comfort and convenience location . The open floor plan features in-unit laundry and a private balcony, making it ideal for everyday relaxin living. The property includes a detached one-car garage and an additional deeded parking space. Residents enjoy access to two community fitness centers, and the HOA includes trash service. Conveniently located near shopping, dining, parks, walking trails, public transportation, and with easy freeway access, this home is perfectly situated. Great home for a first-time buyer looking to start a family or an investor searching for a great long term rental investment opportunity in a sought-after neighborhood!VA approved in a highly desirable community!

Mortgage Calculator

Est. Monthly Payment

$4,463

Principal & Interest$3,217
Property Tax$579
Insurance$169
HOA$499
%($115,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    McMillin (Corky) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,514

vs

Comp Average

$3,495

1890 Chambery Pl

1890 Chambery Pl

3bd / 2ba · 1,315 sqft · Condo

$550K

Est. $3,516/mo

2003 Gypsy Ave

2003 Gypsy Ave

3bd / 2ba · 1,429 sqft · Condo

$600K

Est. $4,002/mo

1880 Aubrives Place

1880 Aubrives Place

3bd / 2ba · 1,315 sqft · Condo

$595K

Est. $3,313/mo

1338 Nicolette Avenue

1338 Nicolette Avenue

3bd / 2ba · 1,315 sqft · Condo

$600K

Est. $3,298/mo

1879 Platte River Lane

1879 Platte River Lane

3bd / 2.5ba · 1,303 sqft · Condo

$663K

Est. $3,346/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

52A
Est. Monthly Rent
$3,514

10 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area · $3,374–$3,606

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$950
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,240

What would make this work?

$2,240/mo short at 20% down; 76% down or +$2,909/mo rent closes it.

Break-even price

50% under asking

$287,299
Break-even rent

$2,909/mo above the estimate

$6,423/mo
Cashflow at 35% down
−$1,637/mo
Down payment to break even

$440,040 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$3,217
Cap Rate
2.39%
Cash-on-Cash
-23.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
NOI (Annual)
$13,824
Price-to-Rent

Lower = better for investors

13.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,240/mo