200 Harbor Drive #803
Ctop 80%San Diego, CA 92101
156 licensed short-term rentals within ½ mile (104 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 51-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,610/mo full cashflow at 20% down, 7.43% rate.
Works at $139,796 (81% under asking); even all cash loses money at asking.
Rent $3,596/mo from 1 lease in this building. Previously leased for $3,350.
Beds
1
Baths
1.5
Sqft
1,036
Year Built
1992
Days on Market
137
Property Type
Condo
HOA/mo
$1,695
MLS ID
PTP2604866
This property is in San Diego (92101). View neighborhood stats →
About This Property
Experience luxury waterfront living at 200 Harbor Drive #803, located in the prestigious Harbor Club in the heart of the Marina District. This elegant residence offers approximately 1,036 square feet of sophisticated living space with 1 bedroom and 1 bathroom, showcasing breathtaking views of San Diego Bay, the city skyline, and Coronado. Floor-to-ceiling windows fill the home with natural light, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. The spacious primary suite features a spa-inspired bathroom, generous closet space, and stunning water views. Residents enjoy resort-style amenities including 24-hour concierge service, gated security, a fitness center, swimming pool, spa, sauna, clubhouse, and beautifully landscaped grounds. Two secured parking spaces and additional storage add convenience to this exceptional urban retreat. Ideally situated just steps from the waterfront, Seaport Village, restaurants, shopping, parks, Petco Park, and downtown entertainment, this residence offers the perfect combination of luxury, convenience, and walkable coastal city living.
Mortgage Calculator
Est. Monthly Payment
$6,762
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,596
Comp Average
$3,535
1400 Broadway
1bd / 1ba · 1,035 sqft · Condo
$495K
Est. $2,783/mo
510 1st Ave
1bd / 2ba · 1,036 sqft · Condo
$625K
Est. $3,714/mo
350 Ash St Street
1bd / 1ba · 1,042 sqft · Condo
$795K
Est. $3,502/mo
100 Harbor Drive
1bd / 1ba · 1,036 sqft · Condo
$675K
Est. $3,600/mo
1199 Pacific Hwy
1bd / 1.5ba · 1,019 sqft · Condo
$879K
Est. $4,077/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $3,350
1 lease in this building
A property-level estimate runs more than 25% below what comparable homes leased for ($4,750). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,610/mo short at 20% down; +$5,987/mo rent closes it.
- Break-even price
- $139,796
- Break-even rent
- $9,583/mo
- Cashflow at 35% down
- −$3,839/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$5,987/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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