1400 Broadway #1102
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1400 Broadway #1102

Ctop 80%

San Diego, CA 92101

$495,000
STR: check · no permits in this complex · TOT 13.75%

162 licensed short-term rentals within ½ mile (111 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 32-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,489/mo full cashflow at 20% down, 7.43% rate.

Works at $170,923 (65% under asking), or at 93% down.

Rent $2,783/mo from 8 leases of 1-bed condos & townhomes within 0.5 mi, same school area ($2,688–$2,947).

Beds

1

Baths

1

Sqft

1,035

Year Built

2003

Days on Market

185

Property Type

Condo

HOA/mo

$830

MLS ID

260010913SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Where sleek, modern edge meets curated calm — this stunning East Village condo at the coveted Union Square building delivers a living experience that's equal parts art gallery and urban sanctuary. Soaring ceilings and walls of black-framed windows flood the open-plan living space with natural light, while polished concrete floors and organic textures create a warm, gallery-like atmosphere you won't find in a typical downtown high-rise. The chef's kitchen is a true centerpiece — anchored by a striking walnut butcher block island, sage green shaker cabinetry, quartz counters, stainless appliances, and designer pendant lighting that makes the space feel as curated as it is functional. Imagine the vibe while hosting here! Arched doorways add architectural character throughout, leading you from the main living area through a thoughtfully designed floorplan that flows effortlessly. The primary bedroom is a serene retreat with custom built-in storage, and semi-open closets, with a spa-inspired bath. In-unit stacked LG washer/dryer, tucked discreetly behind handsome cane bifold doors, rounds out the convenience. Union Square residents enjoy resort-caliber amenities: a fully equipped fitness center with weights and cardio, an indoor spa/jacuzzi, lush courtyard with fountain, and a prime Broadway address that puts you seconds from Petco Park, the Gaslamp Quarter, coffee shops, and the city's best dining. This isn't just a condo — it's a downtown lifestyle, dialed in. Where sleek, modern edge meets curated calm — this stunning East Village condo at the coveted Union Square building delivers a living experience that's equal parts art gallery and urban sanctuary. Soaring ceilings and walls of black-framed windows flood the open-plan living space with natural light, while polished concrete floors and organic textures create a warm, gallery-like atmosphere you won't find in a typical downtown high-rise. The chef's kitchen is a true centerpiece — anchored by a striking walnut butcher block island, sage green shaker cabinetry, quartz counters, stainless appliances, and designer pendant lighting that makes the space feel as curated as it is functional. Imagine the vibe while hosting here! Arched doorways add architectural character throughout, leading you from the main living area through a thoughtfully designed floorplan that flows effortlessly. The primary bedroom is a serene retreat with custom built-in storage, and semi-open closets, with a spa-inspired bath. In-unit stacked LG washer/dryer, tucked discreetly behind handsome cane bifold doors, rounds out the convenience. Union Square residents enjoy resort-caliber amenities: a fully equipped fitness center with weights and cardio, an indoor spa/jacuzzi, lush courtyard with fountain, and a prime Broadway address that puts you seconds from Petco Park, the Gaslamp Quarter, coffee shops, and the city's best dining. This isn't just a condo — it's a downtown lifestyle, dialed in.

Mortgage Calculator

Est. Monthly Payment

$4,219

Principal & Interest$2,750
Property Tax$495
Insurance$144
HOA$830
%($99,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

35C
Est. Monthly Rent
$2,783

8 leases of 1-bed condos & townhomes within 0.5 mi, same school area · $2,688–$2,947

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,436
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,489

What would make this work?

$2,489/mo short at 20% down; 93% down or +$3,232/mo rent closes it.

Break-even price

65% under asking

$170,923
Break-even rent

$3,232/mo above the estimate

$6,015/mo
Cashflow at 35% down
−$1,973/mo
Down payment to break even

$460,350 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,750
Cap Rate
0.97%
Cash-on-Cash
-30.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$4,807
Price-to-Rent

Lower = better for investors

14.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,489/mo