1947 Bear Valley Oaks Road
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1947 Bear Valley Oaks Road

Ctop 80%

Escondido, CA 92025

$1,750,000

Pass at asking: -$9,288/mo full cashflow at 20% down, 7.43% rate.

Works at $540,634 (69% under asking), or at 97% down.

Rent $5,393/mo from 18 leases of 3–5 bed houses within 2 mi ($5,693–$6,177).

Beds

4

Baths

3.5

Sqft

3,471

Year Built

2000

Days on Market

96

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2607416

This property is in Escondido (92025). View neighborhood stats →

Virtual Tour

About This Property

Spectacular 4 BR, 3.5 bath, custom Mediterranean home on 1.19 fully usable acres, partially filled with mature oak trees that provide privacy and a park-like setting, with a backyard that is perfect for entertaining, featuring a large sport pool, rock slide, spa, built-in BBQ, and fire pit. Lives like a single-story home with large primary suite, kitchen/great room, living room, bonus room, office/optional bedrooms, & 2 fireplaces downstairs plus 3 bedrooms & 2 full baths upstairs. A possibility for 6 bedrooms. Remodeled contemporary kitchen w/granite countertops and stainless steel appliances plus updated Primary Bath with quartzite countertops, travertine shower with a frameless door & jetted tub. Save money with owned solar. This home is wonderfully secluded on a cul-de-sac of a private custom neighborhood of six, acre+ lots with no Mello-Roos or HOA fees. The large, fully usable, cross-fenced backyard can easily accommodate animals, while the formal yard area is beautifully landscaped around the home and pool. Oversized 3-car garage, which can house large SUVs, has been updated with top-of-the-line 'carriage' garage doors, adding to this home's charm and elegance. There is plenty of additional parking on the long custom concrete driveway, while the lower part of the lot is set up for 65' of RV parking (no hookups yet). This home is ideal for fun large pool parties, cookouts, and nights around the fire pit as well as elegant entertaining. The land is zoned for raising horses, large and small animals, birds & bees, and horse boarding. (See Docs) Range-priced listing; seller will entertain offers between $1,699K and $1,750K. Over $60K spent recently to upgrade HVAC, R-38 insulation, HALO Whole-House Water System, 65-gal Water Heater, and garage storage. Outdoor enthusiasts will love being close to Kit Carson Park, Felicita County Park, Daley Ranch, Dixon Lake, and Lake Hodges, with endless opportunities for hiking, biking, walking, and weekend adventures. Historic Downtown Escondido is just a short drive away, offering charming restaurants, local breweries, boutique shopping, farmers' markets, and year-round community events. Everyday conveniences are equally close, with Costco, Trader Joe's, Sprouts, Target, Home Depot, restaurants, fitness centers, and medical services all within easy reach. Commuters will appreciate the quick access to Interstate 15 and Highway 78, making travel throughout North County and into San Diego simple, while the beaches are just 35 to 40 minutes away.

Mortgage Calculator

Est. Monthly Payment

$11,982

Principal & Interest$9,722
Property Tax$1,750
Insurance$510
%($350,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    L. R. Green Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

5C
Est. Monthly Rent
$5,393

18 leases of 3–5 bed houses within 2 mi · $5,693–$6,177

Blended 50/50 with the zip's market median ($4,869)

Monthly Cashflow

Rent − PITIA

-$6,589
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,288

What would make this work?

$9,288/mo short at 20% down; 97% down or +$12,062/mo rent closes it.

Break-even price

69% under asking

$540,634
Break-even rent

$12,062/mo above the estimate

$17,455/mo
Cashflow at 35% down
−$7,465/mo
Down payment to break even

$1,697,500 cash

97%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,722
Cap Rate
0.48%
Cash-on-Cash
-31.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.45

NOI (Annual)
$8,447
Price-to-Rent

Lower = better for investors

27.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$9,288/mo