1928 Howard
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1928 Howard

C

San Diego, CA 92104

$1,775,000

Soft Appraisal Value: $1,751,500 · 1.3% above estimate

Beds

3

Baths

3

Sqft

1,710

Year Built

2013

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010749SD

This property is in San Diego (92104). View neighborhood stats →

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About This Property

Stunning, fully renovated 3BR/3BA smart home in the heart of North Park offering luxury living with three private outdoor spaces and a detached garage. Recently redesigned exterior with lush landscaping, irrigation, and a curated collection of mature fruit trees including orange, mandarin, tangerine, Meyer lemon, Mexican lime, sweet lime, grapefruit, and passion fruit—creating a true indoor/outdoor Southern California retreat. The interior blends comfort and technology with new carpet in all bedrooms, ceiling fans throughout, and electric blinds installed within the last six months. A fully integrated smart home experience includes Cox smart system with front door entry, monitored smoke detectors, security system, and climate control, plus Google smart home lighting and camera coverage for the exterior and main living areas. Multiple outdoor areas are perfect for entertaining, relaxing, or enjoying San Diego’s year-round weather. Optional home gym can remain. Most furniture available for purchase (excluding dining room). Ideally located very close to some of San Diego’s best restaurants, nightlife, coffee shops, and local boutiques. Just minutes to Balboa Park, Hillcrest Farmers Market, and approximately 15 minutes to the airport and downtown, placing you at the center of everything San Diego has to offer. Property is not staged.

Mortgage Calculator

Est. Monthly Payment

$11,268

Principal & Interest$8,975
Property Tax$1,775
Insurance$518
%($355,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$6,273
Monthly Cashflow

Rent − PITIA

$-4,995
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,917

Mortgage (P+I)
$8,975
Cap Rate
0.72%
Cash-on-Cash
-26.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$16,555

NOI (Annual)
$12,697
Price-to-Rent

Lower = better for investors

23.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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