1901 Laurel
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1901 Laurel

D

Oceanside, CA 92054

$1,300,000
NEW — 1d on market

Beds

4

Baths

2

Sqft

2,431

Year Built

1982

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

ND26081223

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Welcome to 1901 Laurel Road — on one of Fire Mountain’s most coveted streets, and a home that delivers the lot, the layout, and the lifestyle buyers have been searching for. This single-story 4-bedroom, 2-bathroom home sits on a 9,600 sq ft lot, offering 2,431 sq ft of living space with room to truly make it your own. The combination of a premier street, generous lot, and unbeatable walkability — including Trader Joe’s and everyday shopping just steps away — makes this a rare and compelling opportunity. Inside, updated bathrooms, newer flooring, and a walk-in closet in the primary provide a solid, move-in-ready foundation. A rare oversized sunroom off the primary adds flexible bonus space filled with natural light — ideal as a gym, home office, or playroom. The 3-car garage plus space for an RV is a combination which can be hard to find, offering exceptional utility for families, hobbyists, and adventurers alike.Outside, a large covered back patio anchors the backyard for year-round entertaining, and various fruit trees in the backyard give the gardener in the family a head start in creating the perfect garden. While mature established landscaping in the front gives the home stunning curb presence. The lot invites future vision — an outdoor kitchen, gardening space, or a place for the kids to play, lots of options. Single-story living with this much lot, this much garage, and walking distance to Trader Joe’s all at an entry level price into Fire Mountain is a very rare opportunity.

Mortgage Calculator

Est. Monthly Payment

$8,253

Principal & Interest$6,574
Property Tax$1,300
Insurance$379
%($260,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,550
Monthly Cashflow

Rent − PITIA

$-3,703
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,832

Mortgage (P+I)
$6,574
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,124

NOI (Annual)
$8,894
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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