1870 Turnberry Drive
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1870 Turnberry Drive

Ctop 80%

Vista, CA 92081

$849,000
NEW — 0d
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,220/mo full cashflow at 20% down, 7.43% rate.

Works at $299,678 (65% under asking), or at 92% down.

Rent $3,325/mo from 10 leases of 1–3 bed houses within 2 mi ($3,317–$3,838).

Beds

2

Baths

2

Sqft

1,231

Year Built

1983

Days on Market

0

Property Type

Single Family

HOA/mo

$259

MLS ID

NDP2610065

This property is in Vista (92081). View neighborhood stats →

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About This Property

Nestled directly along the 1st fairway of the renowned Shadowridge Golf Club, 1870 Turnberry Drive enjoys an open and comfortable floor plan with natural light-filled interior, showcasing rich Maple wood flooring in main living areas and brand-new recessed lighting throughout. Outside, take in 180 degree scenic rolling, green golf course views from your private low maintenance backyard retreat, complete with a custom built-in BBQ ideal for weekend cookouts and sunset gatherings. High-value infrastructure and peace of mind come standard with a new flat roof installed in 2021, an owned solar power system (10 panels installed in 2023), and recent exterior wood siding maintenance and repairs completed by the HOA. Life at The Greens extends far beyond the front door with an impressive array of private community amenities. Residents enjoy exclusive access to a central swimming pool and two relaxing hot tubs/spas. The local HOA ensures low-maintenance living by handling exterior upkeep, front yard landscaping, private street care, and architectural controls. Additionally, as part of the master Shadowridge Owners Association, homeowners enjoy privileged access to a secure, resident-only RV storage facility, as well as lush greenbelts, neighborhood parks, and scenic walking trails that meander alongside the fairways. Perfectly situated within Vista, one of the best climates in the country. This high demand neighborhood is special for so many reasons, including peaceful, safe living, being near dining, shopping, walking trails, parks, and top-rated schools. This turn-key golf-course home delivers North County coastal-close living at its finest.

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Est. Monthly Payment

$6,072

Principal & Interest$4,717
Property Tax$849
Insurance$248
HOA$259
%($169,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Breeze Hill Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

17C
Est. Monthly Rent
$3,325

10 leases of 1–3 bed houses within 2 mi · $3,317–$3,838

Blended 50/50 with the zip's market median ($3,174)

Monthly Cashflow

Rent − PITIA

-$2,748
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,220

What would make this work?

$4,220/mo short at 20% down; 92% down or +$5,480/mo rent closes it.

Break-even price

65% under asking

$299,678
Break-even rent

$5,480/mo above the estimate

$8,805/mo
Cashflow at 35% down
−$3,335/mo
Down payment to break even

$781,080 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,717
Cap Rate
0.94%
Cash-on-Cash
-29.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$7,956
Price-to-Rent

Lower = better for investors

21.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,220/mo