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18528 Locksley St
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18528 Locksley St

D

Rancho Bernardo, CA 92128

$1,475,900

Soft Appraisal Value: $1,446,600 · 2.0% above estimate

Beds

4

Baths

2

Sqft

2,082

Year Built

1987

Days on Market

32

Property Type

Single Family

HOA/mo

$150

MLS ID

260007898SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Home is equipped with a security system. Buyer to verify and assume service if desired. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Home is equipped with a security system. Buyer to verify and assume service if desired. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. HOA fee is $50/M and RB Swim & Tennis club $466.50/Y

Mortgage Calculator

Est. Monthly Payment

$9,519

Principal & Interest$7,463
Property Tax$1,476
Insurance$430
HOA$150
%($295,180)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,555
Monthly Cashflow

Rent − PITIA

$-4,964
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,241

Mortgage (P+I)
$7,463
Cap Rate
0.18%
Cash-on-Cash
-29.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$13,959

NOI (Annual)
$2,658
Price-to-Rent

Lower = better for investors

27.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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