18528 Locksley St
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18528 Locksley St

D

Rancho Bernardo, CA 92128

$1,524,900
NEW — 0d on market

Soft Appraisal Value: $1,474,600 · 3.4% above estimate

Beds

4

Baths

2

Sqft

2,082

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

$150

MLS ID

260007898SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

View on MLS

About This Property

Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. HOA fee is $50/M and RB Swim & Tennis club $466.50/Y

Mortgage Calculator

Est. Monthly Payment

$9,830

Principal & Interest$7,711
Property Tax$1,525
Insurance$445
HOA$150
%($304,980)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,682
Monthly Cashflow

Rent − PITIA

$-5,149
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,496

Mortgage (P+I)
$7,711
Cap Rate
0.17%
Cash-on-Cash
-29.50%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$14,417

NOI (Annual)
$2,574
Price-to-Rent

Lower = better for investors

27.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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