16799 Acena Drive

16799 Acena Drive

D

Rancho Bernardo, CA 92128

$919,000

Beds

3

Baths

2

Sqft

1,594

Year Built

1964

Days on Market

23

Property Type

Single Family

HOA/mo

$47

MLS ID

PTP2601737

Description

Check out this gorgeous corner lot home in one of the most desired 55+ communities in San Diego. Make this beautifully remodeled 2-bedroom, 2-bath, and 1-office home yours. This inviting residence offers a bright, open floor plan filled with natural light, updated flooring, classic/modern finishes, and fresh interior paint. The newly remodeled kitchen features upgraded cabinetry, stylish countertops, and stainless steel appliances, creating a warm and functional space for everyday living. The spacious primary suite includes a generous updated bathroom, while the second bedroom offers flexibility for guests, a home office, or hobbies. Outside, enjoy a peaceful garden, perfect for morning coffee, evening relaxation, or entertaining family and friends. Residents have access to a community center with a swimming pool, tennis courts, and recreational areas, all conveniently located near shopping, dining, and major freeways. Move-in ready, energy efficient, and thoughtfully upgraded, this home offers comfort, convenience, and easy living in one of the area’s premier senior communities.

Mortgage Calculator

Est. Monthly Payment

$5,881

Principal & Interest$4,647
Property Tax$919
Insurance$268
HOA$47
%($183,800)
%

Investment Score

4D
Est. Monthly Rent
$3,939
Monthly Cashflow

Rent − PITI − HOA

$-1,942
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,614

Mortgage (P+I)
$4,647
Cap Rate
1.35%
Cash-on-Cash
-23.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$8,632

NOI (Annual)
$12,398
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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