1846 Cliff Swallow
1 / 20

1846 Cliff Swallow

Ctop 80%

Carlsbad, CA 92011Neighborhood: Poinsettia

$1,049,900
STR: check · no permits in this complex · TOT 10%

2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 1, 2026.

No unit in this 6-unit complex holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$5,261/mo full cashflow at 20% down, 7.49% rate.

Works at $367,871 (65% under asking), or at 92% down.

Rent $4,334/mo from 10 leases of 3-bed condos & townhomes within 1 mi ($4,348–$4,939).

Beds

3

Baths

2.5

Sqft

1,669

Year Built

2012

Days on Market

44

Property Type

Townhouse

HOA/mo

$500

MLS ID

260022663SD

This property is in Carlsbad (92011). View neighborhood stats →

Virtual Tour

About This Property

Step into a home that feels like a new beginning. This bright and airy townhome has been completely refreshed with new paint and plush new carpeting throughout. The thoughtful layout includes a versatile extra room with french doors, that's perfect for a dedicated home office or a quiet den. The outdoor spaces are a true highlight, offering both a private patio for lounging and a balcony to enjoy the fresh air. Efficiency is also a standout feature here; the home is equipped with all-electric appliances and a fully owned solar system, offering a modern, sustainable lifestyle. Plus, the spacious two-car attached garage provides plenty of room for vehicles and extra storage. The location is hard to beat. You are just moments away from a vibrant local scene, with personal training gyms, a luxury cinema, and a variety of popular shopping and dining options right outside your door. If you're looking for a super clean, move-in ready place to call home, look no further.

Mortgage Calculator

Est. Monthly Payment

$7,723

Principal & Interest$5,867
Property Tax$1,050
Insurance$306
HOA$500
%($209,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Poinsettia Elementary · grades K-5 · Carlsbad Unified

  • Middle

    Aviara Oaks Middle · grades 6-8 · Carlsbad Unified

  • High

    Sage Creek High · grades 9-12 · Carlsbad Unified

    or Carlsbad High · grades 9-12 · Carlsbad Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$4,334

10 leases of 3-bed condos & townhomes within 1 mi · $4,348–$4,939

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,389
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,261

What would make this work?

$5,261/mo short at 20% down; 92% down or +$6,832/mo rent closes it.

Break-even price

65% under asking

$367,871
Break-even rent

$6,832/mo above the estimate

$11,166/mo
Cashflow at 35% down
−$4,161/mo
Down payment to break even

$965,908 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,867
Cap Rate
0.94%
Cash-on-Cash
-30.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$9,877
Price-to-Rent

Lower = better for investors

20.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,261/mo