18228 Via Guadalmina
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18228 Via Guadalmina

D

Rancho Bernardo, CA 92128

$1,150,000
NEW — 6d

Soft Appraisal Value: $1,125,900 · 2.1% above estimate

Beds

3

Baths

2

Sqft

1,630

Year Built

1986

Days on Market

6

Property Type

Single Family

HOA/mo

$276

MLS ID

260012245SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Terrific VIEW home located in the highly desirable Marbella neighborhood of Oaks North! This lovingly maintained residence welcomes you with vaulted ceilings, abundant natural light, and a warm gas fireplace that anchors the open-concept living and dining areas. Enjoy seamless indoor-outdoor living with a nearly 300 sq. ft. enclosed patio room featuring operable windows, a sliding glass door to the backyard, and an additional exterior entrance — all designed to capture the wonderful evening breezes and expansive views. The oversized, beautifully landscaped backyard is a true retreat, showcasing producing fruit trees including lemon, orange, apple, and two grape vines. Whether entertaining guests or enjoying a peaceful morning coffee, the outdoor space offers endless charm and tranquility. Inside, fresh interior paint enhances the home’s bright and inviting feel. The flexible 3-bedroom floor plan provides the perfect opportunity for a home office or guest space. Recent improvements include roof repairs with updated underlayment, as well as completed pest control and termite-related repairs for added peace of mind. Filled with charm, potential, and incredible views, this home is ready for you to add your personal style and make it your own.

Mortgage Calculator

Est. Monthly Payment

$7,576

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
HOA$276
%($230,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,402
Monthly Cashflow

Rent − PITIA

$-3,174
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,145

Mortgage (P+I)
$5,815
Cap Rate
0.70%
Cash-on-Cash
-26.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$11,084

NOI (Annual)
$8,042
Price-to-Rent

Lower = better for investors

21.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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