18228 Via Guadalmina
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18228 Via Guadalmina

C

Rancho Bernardo, CA 92128

$1,098,000

Soft Appraisal Value: $1,079,800 · 1.7% above estimate

Beds

3

Baths

2

Sqft

1,630

Year Built

1986

Days on Market

51

Property Type

Single Family

HOA/mo

$276

MLS ID

260012245SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

CUL-DE-SAC VIEW home located in the Marbella neighborhood of Oaks North! This lovingly maintained residence welcomes you with vaulted ceilings, abundant natural light, and a warm gas fireplace that anchors the open-concept living and dining areas. Enjoy seamless indoor-outdoor living with a nearly 300 sq. ft. enclosed patio room featuring operable windows, a sliding glass doors to the backyard, all designed to capture the wonderful evening breezes and expansive views. The oversized, beautifully landscaped backyard is a true retreat, showcasing producing fruit trees including lemon, orange, apple, and two grape vines. Whether entertaining guests or enjoying a peaceful morning coffee, the indoor/outdoor space offers charm and tranquility. Inside, fresh interior paint enhances the home’s bright and inviting feel. The flexible 3-bedroom floor plan provides the perfect opportunity for a home office or guestroom. Recent improvements include roof repairs with updated underlayment, as well as completed pest control and termite-related repairs for added peace of mind. Filled with charm, potential, and incredible views, this home is ready for you to add your personal style and make it your own.

Mortgage Calculator

Est. Monthly Payment

$7,246

Principal & Interest$5,552
Property Tax$1,098
Insurance$320
HOA$276
%($219,600)
%

Location

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Investment Score

11D
Est. Monthly Rent
$4,427
Monthly Cashflow

Rent − PITIA

$-2,819
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,752

Mortgage (P+I)
$5,552
Cap Rate
0.87%
Cash-on-Cash
-25.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$10,599

NOI (Annual)
$9,597
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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