16677 Diaz Dr
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16677 Diaz Dr

D

Rancho Bernardo, CA 92128

$699,995
NEW — 2d

Soft Appraisal Value: $689,100 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,358

Year Built

1970

Days on Market

2

Property Type

Condo

HOA/mo

$680

MLS ID

260009455SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Beautifully maintained end-unit in the highly desirable Seven Oaks 55+ community of Rancho Bernardo, ideally located at the end of a quiet cul-de-sac offering exceptional privacy and panoramic views. This single level 2BR/2BA home (approx. 1,358 sq. ft.) lives like a detached residence with no interior steps and no neighbors above or below. Light-filled open floor plan features a large family/living room and dining area. The kitchen and living spaces flow seamlessly for easy living. Generous primary suite and interior laundry add everyday convenience. Enjoy the enclosed patio room—perfect for relaxing, taking in the views, and enjoying your morning coffee or evening lights. Assigned covered parking and storage garage included. Low-maintenance lifestyle with HOA covering exterior care. Residents enjoy access to the Seven Oaks Community Center with pool, spa, clubhouse, and a vibrant calendar of social activities, conveniently located near Rancho Bernardo for shopping, dining, and golf. List of Seller Upgrades: Replaced ceiling lighting in secondary bathroom in 2026. Replaced water heater 2024. HOA resurfaced Roof in 2023. Installed jetted tub with heater, tiled shower area, replaced lighting in 2020. Installed custom white shaker cabinet panels and Quartz countertop in Primary Bath in 2017. Installed custom white shaker cabinet panels and Quartz countertops in Secondary bath in 2017. Installed kitchen white shaker cabinet doors and Quartz countertops in 2017. Replaced appliances 2017. Replaced Windows 2017. Installed Shutters 2017. High End Laminate flooring 2017.

Mortgage Calculator

Est. Monthly Payment

$5,124

Principal & Interest$3,540
Property Tax$700
Insurance$204
HOA$680
%($139,999)
%

Location

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Investment Score

22D
Est. Monthly Rent
$3,183
Monthly Cashflow

Rent − PITIA

$-1,941
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,256

Mortgage (P+I)
$3,540
Cap Rate
0.49%
Cash-on-Cash
-27.91%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$7,412

NOI (Annual)
$3,403
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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