12041 Tivoli Park Row 2
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12041 Tivoli Park Row 2

B

Rancho Bernardo, CA 92128

$679,000

Soft Appraisal Value: $685,700 · 1.0% below estimate

Beds

2

Baths

2

Sqft

1,076

Year Built

1995

Days on Market

49

Property Type

Condo

HOA/mo

$515

MLS ID

260010181SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Rare, oversized 38x17 fenced patio with canyon and mountain views, an outdoor space that is incredibly hard to find in a condo. Spacious unit with an open floor plan, featuring new luxury vinyl plank flooring and fresh paint throughout. The primary bedroom offers a large walk-in closet, en-suite bathroom, and a generous sliding glass door that opens directly to the patio, creating seamless indoor-outdoor living. Inside side-by-side laundry and an attached garage. Community pool, spa, playground, and barbecue area.

Mortgage Calculator

Est. Monthly Payment

$4,825

Principal & Interest$3,433
Property Tax$679
Insurance$198
HOA$515
%($135,800)
%

Location

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Investment Score

32C
Est. Monthly Rent
$3,307
Monthly Cashflow

Rent − PITIA

$-1,518
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,845

Mortgage (P+I)
$3,433
Cap Rate
1.04%
Cash-on-Cash
-25.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$7,002

NOI (Annual)
$7,063
Price-to-Rent

Lower = better for investors

17.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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