1782 Troy Lane
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1782 Troy Lane

D

Oceanside, CA 92054

$1,475,000

Soft Appraisal Value: $1,450,800 · 1.7% above estimate

Beds

3

Baths

2

Sqft

2,044

Year Built

1978

Days on Market

70

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601233

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Beautiful views from this inviting 2044 sq ft in the highly desirable Fire Mountain community. Features 4 bedrooms 2.5 bath, a large primary, and multiple decks showcasing panoramic views. Ideally located just minutes from beaches, shopping, dining and commuter routes.

Mortgage Calculator

Est. Monthly Payment

$9,364

Principal & Interest$7,458
Property Tax$1,475
Insurance$430
%($295,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$5,811
Monthly Cashflow

Rent − PITIA

$-3,552
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,118

Mortgage (P+I)
$7,458
Cap Rate
1.09%
Cash-on-Cash
-24.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$13,757

NOI (Annual)
$16,084
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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