1782 Troy Lane

Oceanside, CA 92054

$1,475,000

Beds

Baths

Sqft

2,044

Year Built

1978

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601233

🏠 Virtual Tour View on MLS

Description

Beautiful views from this inviting 2044 sq ft in the highly desirable Fire Mountain community. Features 4 bedrooms 2.5 bath, a large primary, and multiple decks showcasing panoramic views. Ideally located just minutes from beaches, shopping, dining and commuter routes.

Mortgage Calculator

Est. Monthly Payment

$9,364

Principal & Interest$7,458

Property Tax$1,475

Insurance$430

Down Payment

%($295,000)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$4,658

Comp Average

$3,719

128 Frontier Drive

3bd / 2ba · 1,150 sqft · Single Family

$925K

Est. $4,150/mo

2168 Coast Highway Oceanside

2bd / 2ba · 1,590 sqft · Condo

$894K

Est. $4,125/mo

835 Cleveland Street

2bd / 2.5ba · 1,188 sqft · Condo

$999K

Est. $4,386/mo

509 Rockledge Street

3bd / 2.5ba · 1,268 sqft · Single Family

$1.00M

Est. $3,694/mo

1021 Costa Pacifica Way

2bd / 2ba · 1,191 sqft · Condo

$940K

Est. $2,240/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

Market Rent Estimate

$4,658

Monthly Cashflow

Rent − PITI − HOA

$-4,705

Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,006

Mortgage (P+I)

$7,458

Cap Rate

0.37%

Cash-on-Cash

-19.14%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62

Break-even Rent

$9,363

NOI (Annual)

$5,430

Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert Analysis Open Full Calculator