17758 Caminito Balata
Dbottom 20%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 9, 2026.
No unit in this 27-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,172/mo full cashflow at 20% down, 7.43% rate.
Works at $296,445 (73% under asking); even all cash loses money at asking.
Rent $3,468/mo from 9 leases of 2-bed houses within 2 mi ($3,376–$3,600).
Beds
2
Baths
2
Sqft
1,428
Year Built
1985
Days on Market
47
Property Type
Single Family
HOA/mo
$394
MLS ID
260023012SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
JUST RENOVATED! Located in the highly desirable gated Chapala community within Oaks North's premier 55+ neighborhood, this single-level detached home offers an exceptional opportunity to create your dream home while enjoying a coveted golf course setting. Overlooking the rolling fairways of the Oaks North Golf Course and surrounding hills, the property has just been renovated! Fresh paint, new LVP wood flooring, updated light fixtures, etc. Inside, vaulted wood-beam ceilings and a cozy fireplace add warmth and character, while the spacious primary suite provides a comfortable retreat. The expansive covered patio is the perfect place to relax and take in the peaceful golf course views. Complete with an attached two-car garage and access to the outstanding Oaks North community amenities, including a pool, spa, fitness center, pickleball, tennis, clubhouse, and an active social calendar, this is a rare opportunity in one of Rancho Bernardo's most sought-after 55+ communities.
Mortgage Calculator
Est. Monthly Payment
$7,926
Location
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Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,468
Comp Average
$3,633
12559 Palero Rd
2bd / 2ba · 1,450 sqft · Single Family
$830K
Est. $3,865/mo
12487 Lomica
2bd / 2ba · 1,439 sqft · Single Family
$900K
Est. $3,887/mo
17539 Cumana Terrace
2bd / 2ba · 1,350 sqft · Single Family
$925K
Est. $3,491/mo
12843 Camino Ramillette
2bd / 2ba · 1,418 sqft · Single Family
$1.12M
Est. $3,462/mo
12725 Rueda Acayan
2bd / 2ba · 1,418 sqft · Single Family
$1.13M
Est. $3,462/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed houses within 2 mi · $3,376–$3,600
Blended 50/50 with the zip's market median ($3,483)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,172/mo short at 20% down; +$8,016/mo rent closes it.
- Break-even price
- $296,445
- Break-even rent
- $11,484/mo
- Cashflow at 35% down
- −$5,026/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
73% under asking
$8,016/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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