17663 Caminito Hercuba

17663 Caminito Hercuba

D

Rancho Bernardo, CA 92128

$1,199,900

Soft Appraisal Value: $1,173,800 · 2.2% above estimate

Beds

2

Baths

2

Sqft

1,428

Year Built

1986

Days on Market

24

Property Type

Single Family

HOA/mo

$392

MLS ID

260005834SD

Description

Perched on a scenic hilltop in the gated community of Chapala, this beautifully upgraded home offers breathtaking views of the surrounding mountains, sparkling evening lights, & the Oak North Golf Course through expansive wall-to-wall doors & windows. This light-filled two-bedroom, two-bath residence features soaring vaulted ceilings & an open-concept layout designed for comfortable living & effortless entertaining. The spacious living room is highlighted by a stylish stacked-stone corner fireplace & flows seamlessly into the dining area & updated kitchen. Neutral luxury wide-plank vinyl flooring & carpeting, creating a clean, modern feel. The open kitchen is a standout feature, offering crisp white shaker cabinetry, elegant quartz countertops, stainless steel appliances, gas cooking, & a large island with table seating—perfect for casual meals or gathering with guests. Paid Solar installed. Perched on a scenic hilltop in the gated community of Chapala, this beautifully upgraded home offers breathtaking views of the surrounding mountains, sparkling evening lights, & the Oak North Golf Course through expansive wall-to-wall doors & windows. This light-filled two-bedroom, two-bath residence features soaring vaulted ceilings & an open-concept layout designed for comfortable living & effortless entertaining. The spacious living room is highlighted by a stylish stacked-stone corner fireplace & flows seamlessly into the dining area & updated kitchen. Neutral luxury wide-plank vinyl flooring & carpeting, creating a clean, modern feel. The open kitchen is a standout feature, offering crisp white shaker cabinetry, elegant quartz countertops, stainless steel appliances, gas cooking, & a large island with table seating—perfect for casual meals or gathering with guests. Step outside to the oversized back patio, an ideal space for entertaining, dining outdoors, or simply relaxing while taking in the peaceful hillside setting and sweeping golf course views. Located in the highly desirable Chapala neighborhood of Oaks North, residents enjoy a quiet gated setting with convenient access to golf, shopping, dining, and the Oaks North Community Center amenities. This move-in-ready home combines comfort, style, and exceptional views in one of North County’s most sought-after 55+ communities. Over $150,000 in recent upgrades, including paid Solar

Mortgage Calculator

Est. Monthly Payment

$8,009

Principal & Interest$6,067
Property Tax$1,200
Insurance$350
HOA$392
%($239,980)
%

Investment Score

0D
Est. Monthly Rent
$3,856
Monthly Cashflow

Rent − PITIA

$-4,153
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,040

Mortgage (P+I)
$6,067
Cap Rate
0.03%
Cash-on-Cash
-30.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$11,700

NOI (Annual)
$328
Price-to-Rent

Lower = better for investors

25.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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