17632 Fonticello Way
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17632 Fonticello Way

C

Rancho Bernardo, CA 92128

$1,198,000
NEW — 1d

Soft Appraisal Value: $1,170,200 · 2.4% above estimate

Beds

3

Baths

2

Sqft

1,831

Year Built

1980

Days on Market

1

Property Type

Single Family

HOA/mo

$595

MLS ID

260016549SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Nestled in the highly sought-after Oaks North Estates, this upgraded home is located within the premier 55+ resort-style community of Oaks North in Rancho Bernardo. Breathtaking mountain views, owned solar, exceptional craftsmanship, and thoughtful design choices throughout make this home stand out. A custom paved and widened driveway, low-maintenance landscaping, and custom dual glass & wood entry doors with elegant security screen doors create a welcoming first impression. Inside, vaulted ceilings and abundant natural light enhance the living spaces. Luxury vinyl flooring flows through the main living areas, while hardwood flooring extends through the bedrooms. The kitchen features custom maple cabinetry, granite countertops, recessed lighting, a designer hood, stainless steel appliances, and a pantry. A custom built-in wine bar in the entry hall adds a sophisticated touch for entertaining. The primary suite offers double-door entry, dual mirrored closets, custom blackout window treatments, and a spa-inspired en suite bath with matching maple cabinetry, a travertine walk-in shower and built-in bench. Matching maple cabinetry continues in the secondary bathroom, while matching travertine surrounds both gas fireplaces, creating a cohesive aesthetic throughout. Additional highlights include a security system, whole-house water filtration, dual-pane windows w/ plantation shutters & UV film, a tile roof, ceiling fans, EV charging, and built-in garage office. The covered aluminum patio with a powered drop-down sunshade is the perfect place to relax and enjoy the mountain views.

Mortgage Calculator

Est. Monthly Payment

$8,200

Principal & Interest$6,058
Property Tax$1,198
Insurance$349
HOA$595
%($239,600)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,210
Monthly Cashflow

Rent − PITIA

$-3,990
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,956

Mortgage (P+I)
$6,058
Cap Rate
0.10%
Cash-on-Cash
-29.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$11,946

NOI (Annual)
$1,216
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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