12132 Royal Birkdale Row
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12132 Royal Birkdale Row #202

C

Rancho Bernardo, CA 92128

$725,000

Soft Appraisal Value: $708,300 · 2.4% above estimate

Beds

2

Baths

2

Sqft

1,316

Year Built

1987

Days on Market

8

Property Type

Condo

HOA/mo

$1,150

MLS ID

PTP2604591

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this stunning corner-unit golf course retreat in the exclusive gated Masters Hill community of Rancho Bernardo. This beautifully upgraded 2-bedroom, 2-bath residence with a versatile den/office offers 1,316 square feet of living space and some of the most breathtaking panoramic golf course views in the entire complex. Bathed in natural light, the home features nearly 360-degree exposure through expansive corner windows in both the living and dining rooms, while a mirrored accent wall enhances the sense of brightness and spaciousness throughout. The generous living and dining areas open directly to a private 10' x 7' patio, accessible from the living room, primary bedroom, and den. The den also features its own exterior entrance and direct patio access, making it an ideal flex space currently utilized as a third bedroom or home office. The elegant kitchen showcases granite countertops, upper glass-front cabinetry, stainless steel appliances, and an induction cooktop. The spacious primary suite features a full wall of windows overlooking the beautiful surroundings and includes a private ensuite bath with dual sinks and a large walk-in shower. Additional upgrades include a fully renovated bathroom with new flooring, a new refrigerator, custom built-in closet system in one bedroom, and updated lighting throughout the home. A stacked washer and dryer are conveniently located inside the unit. The property includes two covered assigned parking spaces located directly next to the unit, as well as an oversized storage cabinet on the same level. Best of all, there are no stairs required to access the home. Resort-style living awaits with HOA dues covering water, trash, hot water, cable television, and high-speed internet. Residents enjoy access to three pools and a jacuzzi within the Masters Hill community, including the heated Summit Pool and Spa. Ownership also includes membership to the renowned Bernardo Heights Clubhouse, featuring a fitness center, two additional pools including a 25-yard pool heated to 82 degrees, a wading pool, jacuzzi, three tennis courts, four pickleball courts, electric and gas barbecue grills, basketball hoops, ping pong, pool tables, foosball, and more. Conveniently located just minutes from Costco, Trader Joe's, and extensive shopping and dining options, with easy access to Mira Mesa, Carmel Valley, and Downtown San Diego. Enjoy a short walk to Lucido Park and highly rated Poway Unified schools. The home is being sold with select furniture, including the wall unit, two beds, desks, and shelving. Any furniture not desired by the buyer can be removed by the seller prior to closing. This is a rare opportunity to own a peaceful, light-filled sanctuary with spectacular golf course views and exceptional resort-style amenities in one of Rancho Bernardo's most desirable gated communities.

Mortgage Calculator

Est. Monthly Payment

$5,752

Principal & Interest$3,666
Property Tax$725
Insurance$211
HOA$1,150
%($145,000)
%

Location

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Investment Score

20D
Est. Monthly Rent
$3,838
Monthly Cashflow

Rent − PITIA

$-1,914
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,401

Mortgage (P+I)
$3,666
Cap Rate
0.44%
Cash-on-Cash
-28.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$8,255

NOI (Annual)
$3,181
Price-to-Rent

Lower = better for investors

15.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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