1754 Cottonwood
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1754 Cottonwood

D

Vista, CA 92081

$949,900
NEW — 0d

Beds

4

Baths

2.5

Sqft

1,833

Year Built

2002

Days on Market

0

Property Type

Single Family

HOA/mo

$420

MLS ID

260009774SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Welcome to the coveted gated community of Moncado Springs! This updated 4-bedroom home is ideally located right off the 78 for easy access to Oceanside, Carlsbad, and all of North County. Freshly painted and move-in ready, this home offers a bright, inviting layout with seamless indoor-outdoor living. The oversized backyard is designed for both entertaining and everyday life, featuring low-maintenance turf, a built-in grilling station, and a dedicated play area. Enjoy the added benefits of a community pool and a location just minutes from shopping, Costco, and daily essentials, making this one of Vista’s most convenient and livable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,450

Principal & Interest$4,803
Property Tax$950
Insurance$277
HOA$420
%($189,980)
%

Location

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Investment Score

21D
Est. Monthly Rent
$4,275
Monthly Cashflow

Rent − PITIA

$-2,175
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,950

Mortgage (P+I)
$4,803
Cap Rate
1.08%
Cash-on-Cash
-24.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$9,405

NOI (Annual)
$10,239
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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