
17539 Cumana Terrace
DRancho Bernardo, CA 92128
Soft Appraisal Value: $1,047,400 · 3.1% above estimate
Beds
2
Baths
2
Sqft
1,350
Year Built
1981
Days on Market
5
Property Type
Single Family
HOA/mo
$595
MLS ID
260012294SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.
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Est. Monthly Payment
$7,451
Location
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Comparable Properties
5 comps foundThis Property
$3,457
Comp Average
$3,119
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17440 Plaza Otonal
2bd / 2ba · 1,431 sqft · Condo
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12491 Rios
2bd / 2ba · 1,358 sqft · Condo
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Est. $2,756/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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