1745 Amalfi St
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1745 Amalfi St

Ctop 80%

La Jolla, CA 92037

$5,395,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

82 licensed short-term rentals within ½ mile (59 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$28,724/mo full cashflow at 20% down, 7.43% rate.

Works at $1,655,073 (69% under asking), or at 97% down.

Rent $16,509/mo from 11 leases of 3–5 bed houses within 0.5 mi, same school area ($15,483–$22,294).

Beds

4

Baths

4.5

Sqft

4,728

Year Built

2004

Days on Market

92

Property Type

Single Family

HOA/mo

N/A

MLS ID

260019560SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Prepare to be captivated by panoramic views of the Pacific Ocean from nearly every room within this Spanish Revival residence, where walls of glass, outdoor terraces, and a dedicated theater create a home designed as much for entertaining as for its spectacular setting. Upon entry, spacious, light-filled living areas flow to an expansive ocean-facing terrace, while all four en-suite, ocean-view bedrooms are privately situated upstairs. Additional decks and balconies offer a variety of spaces for enjoying the outdoors. Exposed wood beams, arched details, and fireplaces lend warmth and architectural character throughout. The kitchen pairs a generous island and professional-style range with a walk-in pantry and inviting breakfast nook. Movie nights take on a cinematic scale with a 13-foot screen, immersive sound, and tiered seating for eight in leather recliners. The primary retreat showcases sweeping coastal views, a fireplace, covered balcony, and dual walk-in closets. The primary bath is appointed with a spa tub, separate shower, and multiple vanities. From kayakers and passing boats animating the coastline by day to colorful skies at dusk, the ever-changing scenery is woven into daily life. With a coveted Country Club location near The Village and an extraordinary connection to the Pacific, this distinctive residence embodies the beauty and ease of La Jolla living.

Mortgage Calculator

Est. Monthly Payment

$36,940

Principal & Interest$29,971
Property Tax$5,395
Insurance$1,574
%($1,079,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Jolla Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

5C
Est. Monthly Rent
$16,509

11 leases of 3–5 bed houses within 0.5 mi, same school area · $15,483–$22,294

Monthly Cashflow

Rent − PITIA

-$20,431
Full Cashflow

Incl. vacancy, PM, maint, capex

-$28,724

What would make this work?

$28,724/mo short at 20% down; 97% down or +$37,304/mo rent closes it.

Break-even price

69% under asking

$1,655,073
Break-even rent

$37,304/mo above the estimate

$53,813/mo
Cashflow at 35% down
−$23,105/mo
Down payment to break even

$5,233,150 cash

97%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$29,971
Cap Rate
0.46%
Cash-on-Cash
-31.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.45

NOI (Annual)
$24,871
Price-to-Rent

Lower = better for investors

27.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$28,724/mo