17440 Plaza Cerado 71
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17440 Plaza Cerado 71

D

Rancho Bernardo, CA 92128

$750,000

Beds

2

Baths

2

Sqft

1,455

Year Built

1973

Days on Market

10

Property Type

Duplex

HOA/mo

$767

MLS ID

260010429SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Now‘s your chance to own this charming, single-story home with no steps, in the highly desirable Oaks North 55+ Community! Tucked away in a quiet cluster, this 2 bedroom, 2 bath, 1,455 sq. ft. home effortlessly combines comfort and functionality. The optional 3rd bedroom boasts built in bookshelves, and easily functions as a guest room, third bedroom, or a spacious office. The thoughtfully laid out floor plan features travertine flooring, recessed LED lighting, a fireplace, full sized laundry closet, new AC, and fresh interior paint. The kitchen has plenty of storage, marble countertops, stainless-steel dishwasher, brand new refrigerator, brand new gas stove and hood, and new faucets. Retreat to the master bedroom, complete with dual closets, and an en suite bathroom that boasts a sizeable walk-in shower. Park in your assigned carport space and utilize the small storage shed attached to the carport. Take advantage of the community amenities which include pool, spa, exercise room, library, lawn bowling, pickle ball courts, a woodshop, a ceramic shop, and much more! Don't forget to explore the abundance of fun activities and classes available for a diverse background of interests and hobbies. Monthly HOA fee covers water, sewer, trash, basic cable, basic internet, grounds, and exterior building maintenance for a low maintenance lifestyle. Annual fee is for community facilities access. Located in the heart of Rancho Bernardo, this home is close to dining, banks, grocery stores, shopping, the RB Inn, and the Bernardo Winery, offering both comfort and convenience in one of San Diego’s most sought-after retirement communities.

Mortgage Calculator

Est. Monthly Payment

$5,528

Principal & Interest$3,792
Property Tax$750
Insurance$219
HOA$767
%($150,000)
%

Investment Score

10D
Est. Monthly Rent
$2,798
Monthly Cashflow

Rent − PITIA

$-2,730
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,999

Mortgage (P+I)
$3,792
Cap Rate
-0.33%
Cash-on-Cash
-31.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$7,991

NOI (Annual)
$-2,478
Price-to-Rent

Lower = better for investors

22.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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