1736 Crystal Ridge Way

1736 Crystal Ridge Way

Ctop 80%

Vista, CA 92081

$1,200,000
NEW — 0d

Pass at asking: -$6,021/mo full cashflow at 20% down, 7.43% rate.

Works at $416,105 (65% under asking), or at 93% down.

Rent $4,150/mo from 11 leases of 2–4 bed houses within 1 mi ($3,767–$4,111).

Beds

3

Baths

2.5

Sqft

1,535

Year Built

1989

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610108

This property is in Vista (92081). View neighborhood stats →

About This Property

HOME LOCATED IN DESIRABLE SHADOW RIDGE NEIGHBORHOOD. SHOWS VERY WELL, MOVE IN READY.

Mortgage Calculator

Est. Monthly Payment

$8,217

Principal & Interest$6,667
Property Tax$1,200
Insurance$350
%($240,000)
%
Loan Term

Location

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Investment Score

9C
Est. Monthly Rent
$4,150

11 leases of 2–4 bed houses within 1 mi · $3,767–$4,111

Blended 50/50 with the zip's market median ($4,276)

Monthly Cashflow

Rent − PITIA

-$4,067
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,021

What would make this work?

$6,021/mo short at 20% down; 93% down or +$7,819/mo rent closes it.

Break-even price

65% under asking

$416,105
Break-even rent

$7,819/mo above the estimate

$11,969/mo
Cashflow at 35% down
−$4,771/mo
Down payment to break even

$1,116,000 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,667
Cap Rate
0.85%
Cash-on-Cash
-30.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$10,236
Price-to-Rent

Lower = better for investors

24.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,021/mo