17347 Plaza Maria

17347 Plaza Maria

D

Rancho Bernardo, CA 92128

$669,000
NEW — 3d on market

Soft Appraisal Value: $661,400 · 1.1% above estimate

Beds

2

Baths

2

Sqft

1,431

Year Built

1973

Days on Market

3

Property Type

Condo

HOA/mo

$530

MLS ID

NDP2602885

Description

Perched in a prime hilltop location, this immaculate move-in ready home offers breathtaking panoramic views from every room—mountains, evening lights, gorgeous sunsets and the golf course—plus a peek-a-boo glimpse of Lake Hodges. Inside, the open-concept floor plan is filled with natural light and enhanced by vaulted ceilings and hardwood flooring throughout the main living areas. The spacious living room features a cozy fireplace and sliding glass doors that open to a private balcony—perfect for taking in the surrounding scenery. The updated kitchen showcases rich dark brown cabinetry inviting an elegant space both cozy and luxurious, with glass-front accents, brushed nickel hardware, white countertops, recessed lighting, and a charming dining nook with ceiling fan. A full appliance suite includes a refrigerator, dishwasher, and flat ceramic cooktop/oven. Thoughtfully designed, the kitchen offers a sense of separation while remaining open to the dining and living areas—ideal for both everyday living and entertaining. Both bedrooms feature hardwood floors, privacy shades, and scenic views, with the primary bedroom offering mirrored wardrobe doors. The primary bathroom includes generous counter space and a separate enclosed area for the toilet and a beautifully tiled tub/shower combination with matching tile flooring. The secondary bathroom features a walk-in shower with glass doors and stylish blue tile flooring. Additional highlights include dual-pane windows, central heating and air conditioning, a side-by-side washer/dryer closet with shelving, a dedicated carport space with storage, and convenient guest parking nearby. Located within the highly desirable 55+ Oaks North community, residents enjoy access to the Oaks North Community Center featuring a pool and spa, fitness center, tennis and pickleball courts, lawn bowling, creative studios (woodshop, ceramics, art), game and card rooms, a library, and a large auditorium for events and gatherings. Nearby, Bernardo Winery offers a charming destination for wine tastings, boutique shopping, and local events, while the Oaks North Golf Course presents a scenic 27-hole layout suitable for a variety of skill levels. Experience a tranquil yet vibrant setting with exceptional views and amenities!

Mortgage Calculator

Est. Monthly Payment

$4,777

Principal & Interest$3,383
Property Tax$669
Insurance$195
HOA$530
%($133,800)
%

Investment Score

5D
Est. Monthly Rent
$3,694
Monthly Cashflow

Rent − PITI − HOA

$-1,083
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,490

Mortgage (P+I)
$3,383
Cap Rate
1.60%
Cash-on-Cash
-22.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$6,928

NOI (Annual)
$10,715
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator