17195 Bernardo Dr San Diego

17195 Bernardo Dr San Diego

D

4S Ranch, CA 92127

$499,000

Beds

2

Baths

1

Sqft

894

Year Built

1994

Days on Market

235

Property Type

Condo

HOA/mo

$480

MLS ID

250033194SD

Description

EXTREME PRICE REDUCTION — NOW $499,000! ?? A rare opportunity you don’t want to miss! This rare outside unit offers stunning peripheral sunset and mountain views from nearly every window — truly setting it apart from the rest. Inside, you’ll love the brand-new Cajun Peppered luxury vinyl plank flooring and plush Sandstone carpeting that your feet will melt into, creating a warm and inviting feel throughout. Vaulted ceilings open up the spacious living room, making it perfect for family time or entertaining. The kitchen is a chef’s delight with granite counters, a flat-top stove, and sleek black appliances — style and function working beautifully together. The dining area feels like a peaceful treehouse retreat, surrounded by natural light and greenery. Two bright and cheerful bedrooms feature large closets and plenty of space, plus a paint allowance so you can truly make it your own. Step out onto your private upstairs patio to enjoy serene pond, greenbelt and mountain views with breathtaking sunsets — your daily escape. Beyond your home, enjoy resort-style amenities including scenic ponds and streams, a soaring fountain, family BBQ areas, clubhouse, exercise room, playground, sparkling pool, relaxing jacuzzi, and lush open spaces. With central air, in-unit laundry, and just 3 minutes to I-15, this home is ideal for first-time buyers, downsizers, or savvy investors. All utilities are included except electricity. Now offered at only $499,000 — an incredible value! Don’t miss this opportunity — call today to schedule your private tour!

Mortgage Calculator

Est. Monthly Payment

$3,648

Principal & Interest$2,523
Property Tax$499
Insurance$146
HOA$480
%($99,800)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$2,572
Monthly Cashflow

Rent − PITI − HOA

$-1,076
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,084

Mortgage (P+I)
$2,523
Cap Rate
1.06%
Cash-on-Cash
-12.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.02
Break-even Rent
$3,648

NOI (Annual)
$5,275
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

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