1714 California St.

1714 California St.

Dbottom 20%

Oceanside, CA 92054Neighborhood: Fire Mountain

$2,489,000
STR closed · inland Oceanside

11 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$13,714/mo full cashflow at 20% down, 7.36% rate.

Works at $694,452 (72% under asking), or at all cash.

Rent $6,893/mo from 9 leases of 3–5 bed houses within 1 mi ($6,496–$7,925).

Beds

4

Baths

4

Sqft

2,988

Year Built

2026

Days on Market

—

Property Type

Single Family

HOA/mo

N/A

MLS ID

260027015SD

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Welcome to this exceptional new-construction residence, thoughtfully designed to blend timeless farmhouse architecture with sophisticated modern luxury. Set on an expansive 17,460-square-foot homesite, this stunning single-level property offers approximately 2,988 square feet of beautifully curated living space, including a private attached one-bedroom ADU, ideal for guests, multigenerational living, or added flexibility. The main residence features three spacious bedrooms, a dedicated office, 2.5 designer-appointed bathrooms, and an oversized three-car garage. Designed with both everyday comfort and effortless entertaining in mind, the home showcases soaring ceilings, expansive windows, and an abundance of natural light, creating a warm, open, and inviting atmosphere throughout. Exceptional attention to detail is evident at every turn, from rich hardwood flooring and elevated designer finishes to carefully selected fixtures and quality craftsmanship. The open-concept floor plan seamlessly connects the chef-inspired kitchen, dining area, and great room, creating an ideal setting for intimate gatherings, family living, and elegant entertaining. The contemporary farmhouse exterior delivers striking curb appeal with a timeless aesthetic, while the thoughtfully designed interiors offer the perfect balance of warmth, sophistication, and functionality. The generous homesite provides endless opportunities to create a personalized outdoor retreat, whether envisioned with a pool, spa, gardens, entertaining areas, or resort-inspired amenities.

Mortgage Calculator

Est. Monthly Payment

$16,947

Principal & Interest$13,732
Property Tax$2,489
Insurance$726
%($497,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Palmquist Elementary · grades K-5 · Oceanside Unified

  • Middle

    Lincoln Middle · grades 6-8 · Oceanside Unified

  • High

    Oceanside High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

2D
Est. Monthly Rent
$6,893

9 leases of 3–5 bed houses within 1 mi · $6,496–$7,925

Blended 50/50 with the zip's market median ($6,369)

Monthly Cashflow

Rent − PITIA

-$10,054
Full Cashflow

Incl. vacancy, PM, maint, capex

-$13,714

What would make this work?

$13,714/mo short at 20% down; 100% down or +$17,810/mo rent closes it.

Break-even price

72% under asking

$694,452
Break-even rent

$17,810/mo above the estimate

$24,703/mo
Cashflow at 35% down
−$11,139/mo
Down payment to break even

$2,489,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$13,732
Cap Rate
0.18%
Cash-on-Cash
-33.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.41

NOI (Annual)
$4,357
Price-to-Rent

Lower = better for investors

30.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$13,714/mo