17127 Bernardo Drive

17127 Bernardo Drive

D

4S Ranch, CA 92127

$475,000

Beds

2

Baths

1

Sqft

855

Year Built

1994

Days on Market

58

Property Type

Condo

HOA/mo

$490

MLS ID

2600299SD

Description

Beautifully updated first-floor condo located in the highly sought-after, park-like Waterbridge community of Rancho Bernardo. This inviting residence features travertine stone flooring throughout, a neutral color palette, and a sliding door that opens to a private patio—perfect for relaxing or entertaining. The kitchen offers white cabinetry and granite countertops, seamlessly connecting to the dining and living areas accented by elegant crown molding. The bathroom continues the clean, timeless design with matching white cabinetry and granite countertops. Waterbridge Residents enjoy resort-style amenities including a pool, spa, fitness center, scenic ponds, BBQ and picnic areas, and a playground. Ideally situated within the award-winning Poway Unified School District and just minutes from RB Community Park, the Westwood Club, shopping, dining, and convenient transportation. A must-see opportunity!

Mortgage Calculator

Est. Monthly Payment

$3,505

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$490
%($95,000)
%

Investment Score

34D
Est. Monthly Rent
$3,240
Monthly Cashflow

Rent − PITI − HOA

$-266
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,407

Mortgage (P+I)
$2,402
Cap Rate
2.51%
Cash-on-Cash
-3.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.92
Break-even Rent
$3,506

NOI (Annual)
$11,940
Price-to-Rent

Lower = better for investors

12.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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