17117 Tallow Tree Lane

17117 Tallow Tree Lane

D

4S Ranch, CA 92127

$3,449,000

Soft Appraisal Value: $3,317,100 · 4.0% above estimate

Beds

6

Baths

5.5

Sqft

5,128

Year Built

2002

Days on Market

20

Property Type

Single Family

HOA/mo

$235

MLS ID

260006136SD

View on MLS

Description

Welcome to 17117 Tallow Tree Lane, located in the exclusive gated community of Savenna in the highly desirable 92127 zip code. Privately situated on a cul-de-sac and set on approximately half an acre, this impressive property offers over 5,500 square feet of living space, including a fully permitted detached guest house/casita. With a total of 6 bedrooms and 6.5 bathrooms, the home provides exceptional flexibility for multigenerational living, guests, or extended family. The resort-style backyard is designed for entertaining and everyday enjoyment, featuring a pool, spa, built-in BBQ pavilion, and multiple outdoor lounge and dining areas. Inside, the remodeled chef’s kitchen includes Viking appliances, white cabinetry, quartz countertops, double ovens, designer fixtures, plus a bar area with wine refrigerator and sink. Additional highlights include new carpet, refreshed wood flooring, abundant natural light, a first-floor ensuite bedroom, office, hobby area, music room, library, formal dining room, and spacious living areas. Upstairs, the main suite offers a fireplace, dual walk-in closets, private fitness room, and a newly remodeled spa-inspired bath. Three additional upstairs bedrooms each feature their own ensuite bath. Energy-efficient and functional upgrades include Tesla solar, two 75-gallon water heaters, whole-home water softener, and an epoxy-coated 4-car garage. The detached guest house offers approximately 441 square feet with a full bath, cooktop, and wood/tile flooring. A rare opportunity in one of 92127’s most sought-after gated neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$22,130

Principal & Interest$17,440
Property Tax$3,449
Insurance$1,006
HOA$235
%($689,800)
%

Investment Score

1D
Est. Monthly Rent
$11,213
Monthly Cashflow

Rent − PITIA

$-10,917
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,370

Mortgage (P+I)
$17,440
Cap Rate
0.37%
Cash-on-Cash
-28.48%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$32,473

NOI (Annual)
$12,838
Price-to-Rent

Lower = better for investors

25.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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