17099 Bernardo San Diego

17099 Bernardo San Diego

D

4S Ranch, CA 92127

$549,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

955

Year Built

1994

Days on Market

3

Property Type

Condo

HOA/mo

$490

MLS ID

IG26044430

View on MLS

Description

2 PARKING SPACES INCLUDED (65 & 145), FHA ASSUMABLE @4.3%... Waterbridge community in Rancho Bernardo offers a tranquil, park-like setting and this second-story end-unit offers a rare blend of privacy and natural light. With only one shared wall, the home welcomes you with Vaulted ceilings in the living area and offers beautiful beamed ceilings and a private balcony with a closet hosting a stackable washer and dryer (included). The open-concept layout flows into a cozy dining area kitchen featuring granite countertops, stainless steel appliances, and generous cabinet space. There are two well-proportioned bedrooms. Home recently was upgraded with cellular shades including blackout feature in the bedrooms. Residents of Waterbridge enjoy beautifully landscaped grounds with meandering walking paths, tranquil ponds with fountains, and resort-style amenities such as a sparkling pool, separate children pool, spa, fitness center, clubhouse, BBQ and picnic areas and a playground. Located just across from the Westwood Club and minutes to Westwood Elementary, local dining, shops, and major freeways, this home offers both peaceful retreat and everyday convenience in one of San Diego’s most desirable

Mortgage Calculator

Est. Monthly Payment

$3,975

Principal & Interest$2,776
Property Tax$549
Insurance$160
HOA$490
%($109,800)
%

Investment Score

8D
Est. Monthly Rent

Market Rent Estimate

$2,936
Monthly Cashflow

Rent − PITI − HOA

$-1,039
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,172

Mortgage (P+I)
$2,776
Cap Rate
1.32%
Cash-on-Cash
-11.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.06
Break-even Rent
$3,975

NOI (Annual)
$7,251
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

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