1701 Timingo Gate Way
Ctop 80%Oceanside, CA 92054Neighborhood: Fire Mountain
10 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 8, 2026.
Pass at asking: -$6,666/mo full cashflow at 20% down, 7.43% rate.
Works at $607,051 (59% under asking), or at 86% down.
Rent $6,055/mo from 19 leases of 3–5 bed houses within 2 mi ($5,347–$6,936).
Beds
4
Baths
2
Sqft
2,261
Year Built
2002
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2610135
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Discover the charm of coastal living in Oceanside's highly desirable Fire Mountain neighborhood! This spacious single-story home on a cul de sac, offers 4 bedrooms, 2 bathrooms, a 3-car garage, & a generous lot. Designed for comfortable living, effortless entertaining, the light-filled floor plan welcomes you with soaring vaulted ceilings, an expansive living room, & an elegant formal dining area, perfect for memorable gatherings. The inviting kitchen features a center island, breakfast area, opening seamlessly to a spacious family room, creating a wonderful setting for everyday living. The versatile fourth bedroom currently serves as a den, while the primary suite offers a peaceful retreat with sliding glass doors leading directly to the backyard. Enjoy the possibilities of the spacious outdoor setting, ideal for relaxing, entertaining, or simply soaking up the Southern California sunshine. Conveniently located minutes from beautiful beaches, Oceanside Pier, shopping, dining, & major freeways. With no HOA or Mello-Roos, this exceptional home offers space, comfort, & the best of Southern California coastal living!
Mortgage Calculator
Est. Monthly Payment
$10,099
Location
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Zoned Schools
Elementary
Palmquist Elementary · grades K-5 · Oceanside Unified
Middle
Lincoln Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,055
Comp Average
$6,045
2302 Greenbrier Drive
4bd / 2.5ba · 2,191 sqft · Single Family
$1.29M
Est. $6,254/mo
1390 Blue Port Way
4bd / 2.5ba · 2,264 sqft · Single Family
$1.60M
Est. $6,404/mo
418 Mainsail Road
4bd / 2.5ba · 2,154 sqft · Single Family
$1.37M
Est. $5,185/mo
2424 Papyrus Ct.
4bd / 3ba · 2,366 sqft · Single Family
$1.54M
Est. $5,782/mo
1405 Denise Circle
4bd / 3ba · 2,395 sqft · Single Family
$2.19M
Est. $6,598/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
19 leases of 3–5 bed houses within 2 mi · $5,347–$6,936
Blended 50/50 with the zip's market median ($6,198)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,666/mo short at 20% down; 86% down or +$8,657/mo rent closes it.
- Break-even price
- $607,051
- Break-even rent
- $14,712/mo
- Cashflow at 35% down
- −$5,130/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$8,657/mo above the estimate
$1,268,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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